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Recent content by redfox5

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  1. R

    Selling after bankruptcy and HELOC

    My current mortgage was a interest only which has converted now to interest and principal making the payments double what they were. I would rather not restart the clock on being eligible for a new mortgage through foreclosure as I am nearing the 2 year mark and will be FHA eligible. Any...
  2. R

    Selling after bankruptcy and HELOC

    I filed chapter 7 and it was discharged in Jan 2017. I did not reaffirm either a first or the HELOC on the property. The property is only worth about what is owed on the first mortgage. Will I have trouble selling as the HELOC bank still has a claim? (I assume so). More importantly, is there...
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