Recent content by wilson7

Thank you. Will do later on but thought this forum can clarify.

could anyone provide a response?

Thank you adjusterjack, appreciate. By the way, in my policy, under "legal actions" title, states as follows: "No legal action can be brought to recover under this policy until at least 60 days after we have been given satisfactory written proof of loss. In Florida, legal action cannot be...

I saw case law https://caselaw.findlaw.com/fl-district-court-of-appeal/1112090.html which, according to my knowledge, says that even if I am not employed after resigning from my current job but disabled during that unemployed time, I will be covered by the policy. Could someone let me know if my...

Thank you and I am sorry for any miscommunication. I appreciate if anyone provide a response on my query on the case law

As I already explained Zigner, that my new job involves travel too, and it seems you overlooked it. By the way, I saw case law https://caselaw.findlaw.com/fl-district-court-of-appeal/1112090.html which essentially says that even if I am not employed after resigning from my current job but...

Thanks again and appreciate. I clearly understood that we cannot predict what the insurance company will do if a claim is filed, and I agree with adjusterjack. Zigner, do you think the insurance company will provide answers for questions now (i.e., without me even changing my job)? If I ask...

Thank you and once again appreciate. From an article, I read some case laws provided below, which may shed some light on “own occupation” and “Regular Occupation”. In light of these case laws, if I am disabled on my travel in my new LLC company job, will I be covered? Although my proposed...

Thank you and i very much appreciate. In fact, I am planning to start an LLC which is intended to do similar work I have been doing now for another company as an employee but my LLC company job involves some travel (as I need to personally meet the clients also) I bought "Regular Occupation"...

Thank you and appreciate. As you provided in your example, if I stopped working as forklift operator and registered my LLC as an accountant (I am the only person for everything/role) and then solved some account issues with one or more clients over the time (at least 1 or 2 weeks) and received...

Thank you. but still I am confused on what if I start my own business and become disabled due to accident, after a week? what will be treated as "regularly engaged"? Hypothetically, if I start my own business today and end up with an accident after a week and became disabled then will my policy...

I have a personal disability income policy for a long time. It contains the following language: Regular Occupation: the occupation or occupations in which you are regularly engaged at the time you become disabled. Total disability means: you are unable to perform the material and substantial...