Maryland:
My property backs to a large state park land forest area in Maryland. There is a fence separating my land from the park land. The fence was installed by the previous owner, it is only there to keep the animals out of the yard but not required by ordinance or anything like that.
I'm thinking of relocating the rear section of the fence 20' into the woods, this would give the appearance that my yard is larger (20' deeper). If someone was injured (fell out of a tree, broke a bone, etc) in that new section (which is in the state park forest, but fenced in) and decided to sue me what would a homeowners / umbrella insurance company think about that? Would they have grounds to deny a claim against me just because I encroached on park land?
I'm fairly certain that if I left the fence as is, if a guest was injured in the woods behind my fence my homeowners / umbrella would cover it fully. I also think if I removed the rear fence completely and the same injury happened I'd be fully covered.
Thanks
My property backs to a large state park land forest area in Maryland. There is a fence separating my land from the park land. The fence was installed by the previous owner, it is only there to keep the animals out of the yard but not required by ordinance or anything like that.
I'm thinking of relocating the rear section of the fence 20' into the woods, this would give the appearance that my yard is larger (20' deeper). If someone was injured (fell out of a tree, broke a bone, etc) in that new section (which is in the state park forest, but fenced in) and decided to sue me what would a homeowners / umbrella insurance company think about that? Would they have grounds to deny a claim against me just because I encroached on park land?
I'm fairly certain that if I left the fence as is, if a guest was injured in the woods behind my fence my homeowners / umbrella would cover it fully. I also think if I removed the rear fence completely and the same injury happened I'd be fully covered.
Thanks