DougB said:
I need to find out what liabilties I could be facing in starting my new business. I have started a estate management service for homeowners, second homes, corporate houses. The service inspects the home on a weekly basis looking for potential problems before they arise plumbing, electrical etc... I also provide service verification to the owners regarding housekeeper, gardeners etc.. How can I best protect myself.
Thanks
My response to Nynavey:
Read the red letters above and see if the writer has followed posting instructions as noted by listing the applicable State in the post. CA is where the writer is from, but there is no State listed of where the business will be or is currently located.
My humorous comment to the writer may appear to be a joke but only to simple minds such as yours.
My comment was made to continue the thought process and continue the motion of right and left brain activity. For my reason on this website is to not only just provide advice but also to teach those that ask for help, how to teach themselves. It is too easy to simply ask a question and sit back and wait for a response. It is much harder to think, research and then post a question after much thought has been given in the request for advice. It is my quest here to possibly see that feeble minds strive to turn into strong minds. What do strong minds do? They reserch, think, ask for advice and and help find their own answers. I attempt to encourage people to think
and find the answers themselves.
Take the subject post as an example. The writer stated a new business (estate management) and asks "what are the liabilities I could be facing?"
My response was to get this writer to think, as prior to starting this business, the writer should have already worked this out.
In addition, not providing the State and requesting a blanket general question shows evidence of less thought on the part of the writer. Thus leaving the bulk of the work on the responder.
My response was specific and for a very reason. Is the writer fishing here? To help the responder, the writer should have listed the specific liabilities that he/she was concerned about.
There are too many left unknowns.
Was there a question about liability with respect to security of the watched and inspected premises, theft/damage to property, lack of liability insurance or exclusions of coverage, fire caused by faulty electrical, flood caused by broken piping, employees hurt on the job, vehicle used in connection with the business, damage to premises by workers, no occupational, contractor's or inspector's license to do such work whereby such a license is required, third party referrals and service contractors such as home cleaners, painters, roofers, handypeople, building and code violations, health and safety issues, environmental hazards......