What is the name of your state? Arizona
Hello,
I am just inquiring about the process it takes for a debt settlement to show up on my credit report. I was sent a letter to settle a little amount that I couldn't pass up especially for the amount that was originally owed. I paid the settlement amount a day or two earlier than the final date I had to pay it on in order for the settlement to be valid. I received a letter on April 23rd confirming the settlement amount and that I agreed to have it directly debited from my bank account on April 25th, in which it did. For about a week, I was able to login to their payment system to view the details of my account with them but now I can't access it at all. It states that the ID that's mentioned on the letter is not an ID in their system yet it was the one I always used to check the payment status and to also make the make the payment initially.
Anyway, where I'm going with this is that the account I agreed to settle and paid was a closed off account but Experian is still showing it as Revolving/Closed/Charge-Off and not showing that it was paid or anything.
Thank you!
Hello,
I am just inquiring about the process it takes for a debt settlement to show up on my credit report. I was sent a letter to settle a little amount that I couldn't pass up especially for the amount that was originally owed. I paid the settlement amount a day or two earlier than the final date I had to pay it on in order for the settlement to be valid. I received a letter on April 23rd confirming the settlement amount and that I agreed to have it directly debited from my bank account on April 25th, in which it did. For about a week, I was able to login to their payment system to view the details of my account with them but now I can't access it at all. It states that the ID that's mentioned on the letter is not an ID in their system yet it was the one I always used to check the payment status and to also make the make the payment initially.
Anyway, where I'm going with this is that the account I agreed to settle and paid was a closed off account but Experian is still showing it as Revolving/Closed/Charge-Off and not showing that it was paid or anything.
Thank you!