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Rental Nightmare
Thanks. I rudely deleted it to avoid confusion but I'll just delete this one too since I'm continuing to screw this up.- hulingsd
- Post #12
- Forum: Auto Accidents and Vehicle Claims
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H
Rental Nightmare
It wasn't meant to be rude. It wasn't a helpful post and contained a lot of misguided information. The title of it said "uninsured" and I now understand that I WAS insured. The original post was long and I was whining through the whole thing. I didn't realize it was a crime to start over. Sorry...- hulingsd
- Post #10
- Forum: Auto Accidents and Vehicle Claims
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Rental Nightmare
I think it's better to delete the original post as it was mostly emotional and didn't cover the facts. I now have more information and understand more about the advice I need.- hulingsd
- Post #5
- Forum: Auto Accidents and Vehicle Claims
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Rental Nightmare
What is the name of your state? Georgia I'm coming back to this topic before pursuing a lawyer. My emotions have calmed down and I've learned more and understand the situation better than I did in my previous post. This happened in April of 2018 (Friday the 13th if you can believe it!) I was...- hulingsd
- Thread
- Replies: 15
- Forum: Auto Accidents and Vehicle Claims
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Hahaha, yes. I still plan on moving. I am just blown away by this and it's a good sign that my time here has come to and end. Thank you!- hulingsd
- Post #50
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
That makes sense to me. They did the same for my mother and I who share this apartment. I just can't comprehend why it has anything to do with my LL. So update: I spoke with the actual insurance company and they believe it was a misunderstanding. They did not realize we were tenants living in...- hulingsd
- Post #48
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
I seem on the phone with them now. Thank you for the tip!- hulingsd
- Post #45
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
I stand corrected. Google is a good friend.- hulingsd
- Post #44
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Central refers to their central division (as I understand it) not an insurance company. Unless I've missed something.- hulingsd
- Post #42
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Oh I have. I don't know who the actual insurance company is, I can only speak with the broker. Makes me wonder if the broker is helping her lie about the situation. Seems far-fetched and I hate to think ill of her, but when something doesn't make sense it usually isn't right.- hulingsd
- Post #40
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
That's what I've suggested too. The only info they have is my name and whatever she may have supplied them with. Here is their demand which says "as long as she's living in the home" but my LL swears they know I'm a tenant and I called the broker this morning (the woman on the email thread) to...- hulingsd
- Post #37
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
I did fail to mention that if I don't provide proof of a $500,000 liability limit by 6/14/19 they will add me to her policy automatically. So they're backing her into a corner as well.- hulingsd
- Post #31
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
I knew that :) just testing you :cool:- hulingsd
- Post #22
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
What does OP and LL refer to? Forgive my ignorance :)- hulingsd
- Post #20
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Yes, month to month. Had she approached it differently, I might have That's my thought as well, I've been renting for 15 years. And I've never ran into this. It's just driving me crazy because I love where I live and we've never had issues. But this year, the rain washed away a huge portion of...- hulingsd
- Post #18
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Understandable. And I definitely appreciate it, I finally have an example that makes sense. If that's the case, it needs to be in the lease. Like I said, I've been here for 3 years and it only just came up. She either isn't concerned or doesn't know the implications of having a tenant on her...- hulingsd
- Post #13
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Valid point. I still don't see how she could be sued for my negligence. If this were the case, people wouldn't rent property (ever). Can you elaborate? Not that I plan on staying here (or running over neighborhood kids), but I'd like to understand how if I hit someone on her property her home...- hulingsd
- Post #11
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Yes, I would give notice and pay through July. Or August if need be. Definitely not trying to do her wrong by any means. Thank you- hulingsd
- Post #10
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
Thank you! I have already started looking because I don't want the drama or conflict. It is not in my lease. I've been here for 3 years and this is the first issue we've ever had. It's sad really, she should be more affirmative with her insurance company if you ask me. I'm not the smartest...- hulingsd
- Post #7
- Forum: Homeowners Insurance
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Do I have to carry the same liability limits on my car insurance policy that my landlord has on their homeowners policy?
This is what everyone else is saying. I've asked several people, even called my own insurance company and they are confused. I just spoke with her broker and she yelled at me and insisted that because I'm on the property anyone who wanted to sue me could come after her property because "lawyers...- hulingsd
- Post #3
- Forum: Homeowners Insurance
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