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    1. C

      Joint property line fence a good idea ?

      What is the name of your state (only U.S. law)? Oregon My daughter and SIL moved to Bend, OR three months ago. No back fence which opens to woodsy area. Next door neighbor moved in last month and wants to build a fence along the property line, jointly financed. I have heard he is a bit odd...
    2. C

      Need to legally change spelling of first name......after 80 years ?

      What is the name of your state (only U.S. law)? Oregon I get a call from my cousin this a.m., advising she was looking at her birth certificate (in S.D.) from 1933 and just now noticed her first name was written as Loraine. She has been using Lorraine for 80 years for everything. SSA (she has...
    3. C

      Vehicle service contract: Definition of "breakdown"

      What is the name of your state (only U.S. law)? OR Our RV developed a crack and damp spot...but NO LEAK...in the radiator while we were about 1/2 way to AZ from OR. This was pointed out to me by a mobile mechanic who was under the RV looking at an unrelated dash air conditioner problem. It...
    4. C

      Who pays the agent/broker for a reverse mortgage sale ?

      What is the name of your state (only U.S. law)? Oregon We have a RM. The principal balance and home value right now, are about equal. Let's say I go to my Eternal Reward (or the Hot Place)....and my wife does not want to live here anymore. If she hires an agent to list the home and it...
    5. C

      Question about a Reverse Mortgage

      What is the name of your state (only U.S. law)? Oregon. We have a RM from 2007. It is more than the house is worth but Fed insurance will take care of that, should we move. We live in a rural, wooded subdivision and if there is a serious fire and our home and 2.5 acres are totally burned up...
    6. C

      403(b) to other IRS approved pension plan ?

      What is the name of your state (only U.S. law)? Oregon My 74 y.o. wife has $$ in her CA 403(b) from her days as a state employee. We are in the "savings" plan which produces a very low rate of interest. This is OK. We are interested in safety. This plan has 58% of her funds FDIC insured...
    7. C

      Am I stealing US mail by doing this ?

      What is the name of your state (only U.S. law)? Oregon So I'm inside our rural post office looking at what was in our PO Box. At the sorting table with a wastebasket nearby. I spy in the wastebasket a catalog I have never seen before. I pick it out and depart the premises. Have I committed...
    8. C

      Reverse Mortgage rate based on...... ?

      Oregon We will do a reverse mortgage shortly and the broker told us that R/M rates are not based on anything. Not the 10 year treasury or LIBOR or 30 year rates. Or anything else. Apparently the lender can quote a rate as they see fit. Sound right? :confused:
    9. C

      Are legal fees deductable in Real Estate squabble ?

      What is the name of your state (only U.S. law)? Oregon We sold our home in CA 4/2006 and were served with a complaint from our buyer's lawyer on 3/07 that alledged we hid info relative to boundary markers. They are now in a squabble with the adjoining property owner. The buyer's and sellers...
    10. C

      Unusual H/O policy question

      What is the name of your state (only U.S. law)? Oregon If our house is totally destroyed in a fire, can we take the cash equivelent and buy or build elsewhere? I have asked agents who talk to their claims people and get a verbal "yes", but nothing in writing. Nothing in our H/O policy about...
    11. C

      Whole life policy for a two year old ?

      Oregon. Tried a search and found zilch. Maybe I did not do it right. We received in the mail a solicitation from Globe Insurance Co. for a whole life policy geared for children. Guess they found out we have a 2 year old grandson. $7.99 a month for $25,000 face amount. "The rate is based...
    12. C

      Boundary marker problem in CA

      What is the name of your state (only U.S. law)? Sonoma County, CA We bought a home in 1988 (second owners). Home was built in 1966 and in-ground pool built in 1972. Nothing on disclosures about pool being built over the neighbor's property line. We did not have a survey as pool had approved...
    13. C

      Alimony question

      What is the name of your state? Oregon My SIL and his ex divorced in CA about three years ago. She got a great settlement; house and lots of $$ coming monthly. No kids at home. SIL now in OR and his ex just sold the CA house (part of the settlement) and moved to VA. Possibly with a new...
    14. C

      Who is the bad guy, here ?

      What is the name of your state? Oregon Cast of characters: A Original owner 1993 to 2003 B Second owner 2003 to 2006 C Third owner (us) 2006 to present D R/E broker Seller's agent for A and B Original owner built home in 1993 and added a "cottage" in...
    15. C

      Done a reverse mortgage, lately?

      What is the name of your state? Oregon We have been checking this out and other than the high up-front fees that are deducted from your proceeds, don't see anything bad. What is the status of HR 1852 which will raise the amount you can access thru a reverse mortgage? Mortgage insurance is a...
    16. C

      A good reference book

      What is the name of your state? CA I noticed the 5th edition of the Nolo Press "Neighbor Law - Fences, Trees, Boundaries & Noise" Seems to be worth $27. 368 pages. I have the 4th edition. Go to www.nolo.com
    17. C

      Get it legal first, then remodel?

      What is the name of your state? Oregon We bought a home that has a detached 10x13' shop. Electricity but no water, kitchen, bathroom or hook-up to our septic tank. It is well built and matches the house in style and color. Previously used as an arts/craft studio. The shop was built without a...
    18. C

      RV extended service contracts

      What is the name of your state? Oregon Don't call them extended WARRANTIES :eek: We have an RV, Class A, and bought a 7 year, 70K mile contract. Mfr. coach warranties have run out and so far we have not had to use the service contract. The engine/trans warranty just now ran out. If you...
    19. C

      40% of homeowners UNDER INSURED?

      What is the name of your state? Oregon I keep reading that about 40%, or more, of homeowners are under insured by a huge amount, say 30%, for their rebuilding costs. Price of lumber and other materials go up, year by year; labor cost could go up, depending if your are in a urban or suburban...
    20. C

      We moved from CA to OR - new trust needed?

      What is the name of your state? We have been in OR for about 2 years after having moved from CA. Our trust was written in 1998 in CA. Does it need re-writing or amending or something?

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