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    1. K

      AZ Foreclosure, 2nd Home- BofA Holds both mortgages

      What is the name of your state (only U.S. law)? Arizona, Community Property State. Complicated mess. (I'll attempt to stick to facts, I have a tendency for tangents and getting sappy) 1. Own 1 house in Phoenix. Youngest son lives there + 2 renters. --->Mortgage held by BofA as FHA...
    2. K

      Restraining Order? Trespassing? Not domestic violence

      What is the name of your state? Arizona Property: Glendale, AZ (Maricopa County) Currently we live in Tucson, AZ (Pima County) 1. 19 yr. old son lives in our house in Glendale AZ. He has 2 roommates - he is buying the house from us, we are all on the deed now. Roommate #1 invited...
    3. K

      Help please! How do I find someone who ran out on a Contract?

      What is the name of your state? AZ Okay, so I know I have stupid stamped on my forehead - believe me, I've already beat myself up over being so absolutely DUMB over this. First, understand Ron K from Ron's Tree Service, has done our tree trimming for over 18 months - we had absolutely NO...
    4. K

      Chien, D.G. or DC, possible to remove a judgment?

      Chien, D.G. or DC, possible to remove a judgment? *UPDATE* What is the name of your state? Arizona Chien, I noticed that you had posted this on another question: My situation: I have a Stipulated Judgment from an Attorney for Citibank. I've never denied it, and have 1 more month to have...
    5. K

      Paying judgment, change of who I write out checks to?

      What is the name of your state?What is the name of your state? AZ Howdy! Okay, I have a judgment against me from 2004, that I'm paying on, and have been since it was rendered. I also speak with the attorney every month, and get regular statements. I've been paying more than the agreed upon...
    6. K

      LadynRed, JetX, you helped me before with this....

      What is the name of your state? Arizona https://forum.freeadvice.com/showpost.php?p=671620&postcount=17 Anyway... I'm almost done with the payment agreement, actually it will be paid off 6 months early! We signed the Stipulated Agreement, and in it, it says (sorry, don't have paperwork...
    7. K

      Veronica.. this may seem like a dumb question but....

      What is the name of your state? Arizona I've been reading the threads from the "online scams" section, about the OP's with the 50K and the other with the 3,800 fake cashier's checks. What I don't understand, is why banks don't hold these types of checks - particularly with all of the scams...
    8. K

      Veronica! Help please... BofA won't give us back our deposit - WITH PROOF!

      What is the name of your state? Arizona *** There are no liens, garnishments, judgments - nothing on our "records", this is a teller error plain & simple. Friday 7/08 DH goes to branch of BofA, deposits his paycheck. Amount of 768.77 - it's salaried, same amount every week. Same branch he...
    9. K

      LadynRed... advice for this problem?

      What is the name of your state? Arizona On April 30th, I sent a CMRRR to Merchants Credit Guide Co for a 10+ yr. old debt they were trying to collect on my DH. It was a C&D/SOL advisement letter along with the statutes for AZ & FL (where we resided when the debt defaulted in 93) Anyway... to...
    10. K

      14 days since CMRRR, STILL haven't signed for it!???

      What is the name of your state? Arizona Okay... DH received a collection notice from Merchants Credit Guide Company - a CA/JDB as we all know who loves to send notices for 10+ year old debts. Their letter was dated 4/8/05. I received it on 4/20/05 (yeah, 12 days from Illinois to Arizona...
    11. K

      SOL & C&D or DV? Geeze, 13 yr. old debt here!

      What is the name of your state? Arizona Yesterday, received a "letter" from Merchants Credit Guide Co. Oh joy... what idjits! They are attempting to collect on a 13 yr. old credit card that my husband had, and it went CO BEFORE DH & I got married in 1994! That said, I really want to play...
    12. K

      Completely lost, no where to turn, no help!

      What is the name of your state? We are in AZ, this deals with MICHIGAN though. MIL: "Vera" - age 72 FIL: "John" - age 76 Married 56 years They own a home & 5 acres up in Harbor Springs, very northern MI. They have 5 kids, 3 sons & 2 daughters. I'm married to the youngest son. In...
    13. K

      Accident Arbitration??? Does this ever end??

      What is the name of your state? Arizona Reference: https://forum.freeadvice.com/showthread.php?t=198173 Last December we filled out the auto-accident and depositions/interrogatories inquiry, sent that back to our Insurance Co. Attorney. We knew that this would be coming up, now it is time...
    14. K

      LadynRed, JetX - please advise, help.. thank you!

      What is the name of your state? Living in Arizona since June 2001 - not moving back to state of Florida Account obtained & used in Florida ~~~~~~~~~~~~~~~ Had an account with Swiss Colony & "Ginnys" - sister stores. Today received in the mail, a letter from some "attorney" in Pennsylvania...
    15. K

      Proving DOLA, and re-aging from CRAs, many ??

      What is the name of your state? Arizona All Accts/info below opened living in Florida; moved to AZ in 2001 FIRST INCIDENT Last used a Swiss Colony & Ginny's (sister companies) charge over December 1997. Received demand for final payment in May 1998 I believe, OR, I have my years mixed up...
    16. K

      Weird Question: Can CS ever "come back"?

      What is the name of your state? Arizona Husband & his ex: Divorced in 1987, Michigan. CS decree read: Child Support paid "til age 18 or graduates from high school whichever is later". CS stopped: August 23, 2001, stepson turned 18 Step-son is now in college. The only time...
    17. K

      New Law "Free Yearly Credit Report" just FYI...

      What is the name of your state? AZ I didn't know this until I saw an article this morning, but here is the timetable for the yearly "free credit report" for consumers. Hope this is okay to post: http://moneycentral.msn.com/content/Banking/P71745.asp?special=0411credit Want one of those free...
    18. K

      Disclosing info on Depositions/Interrogatories??

      What is the name of your state? Arizona Reference: https://forum.freeadvice.com/showthread.php?t=198173 I'm posting a new topic HERE, because the one above-mentioned thread, won't let me change the subject line to get answers to my questions below, and it involves an auto-accident and...
    19. K

      Bad situation all around.. how does FAMILY 'stay neutral'?

      What is the name of your state? PA This is causing a small rift, even though my parents & I stay out of "his side/her side", and treat my brother and SIL the same. My sister however is "taking my brothers side" and because my SIL, Judy, filed for Child Support now "hates her". Geeze... My...
    20. K

      Deeding Property to children before Bankruptcy?

      What is the name of your state? Arizona For reference on why I am contemplating this: https://forum.freeadvice.com/showthread.php?t=198173 We have 40 acres of land, we still owe a balance of approximately 15K on it, about 6 years 4 months left on the payments. The land is to be divided to...

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