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    1. L

      **News - Bankrutpcy Reform Bill - possible action **

      Heads-up folks !! From a news source I subscribe to:
    2. L

      FYI - Credit Card Scam/Fraud Alert

      Nasty new tactic - beware:
    3. L

      Judgment Enforcement and FDCPA - ? for JetX

      Hey JetX, got a question for ya, and I'm sure you have the answer too ;) This was found on a judgment enforcement agency's website, in their FAQ: "How about using a collection service? A collection service may contact the deadbeat and irritate him to death! They may even place a black mark on...
    4. L

      ? for IAAL or other lawyers

      What is the name of your state? TN - but its irrelevant to the ? Ok.. IAAL, legal guys/gals, I have a question for ya. Some 'legal tactic' being thrown around recently, to be supposedly used to get a judgment vacated, or to even fight one, is 'nunc pro tunc'. The way *I* understand it, this...
    5. L

      What constitutes 'an accident' ?

      What is the name of your state? TN This may sound like a weird question, but its not. Is ANY contact between vehicles considered an accident ? What if there is NO damage to either vehicle ?
    6. L

      Personal Bankruptcies hit new record high

      Number of people declaring bankruptcy soars 7.8%... NEW YORK (CNN/Money) - The tight U.S. job market pushed personal bankruptcies to a record high level in the fiscal year that ended Sept. 30, according to a government report released Friday. You can read the rest of the article here...
    7. L

      Important SOL info for RI residents !!

      What is the name of your state? TN - but it doesn't matter ;) WhyChat has done some digging into RI Statutes and found that the "10 year SOL" that's shown on several sites is WRONG !! "RHODE ISLAND OPEN ACCOUNTS - 4 YEARS WRITTEN CONTRACTS- 6 YEARS ORAL PROMISES- 3 YEARS § 6A-2-725 Statute...
    8. L

      TX law question - JetX ??

      What is the name of your state? TN Ok, obviously since I'm not in TX this isn't for me. I'm pretty certain of the answer but I'd like to run this by you legal minds ;) A resident of TX got tied up with some payday loan place, out of Canada. Apparently when he signed up for this mess, he...
    9. L

      To Ellen8786 ??

      What is the name of your state? TN Ellen, can you tell us what went wrong ?? Your thread is closed and I couldn't ask in the original thread.
    10. L

      Screwed up W2 and W2-C

      What is the name of your state? TN Ok, this all broke loose yesterday, 4/10, when my employer handed me a W-2C. It created a freak-out on my end, to say the least. The outcome is I need to file some form to request a refund of the self-employment estimated taxes I paid 2nd & 3rd quarter of...
    11. L

      Attention - CAMCO victims !! Please Read !

      What is the name of your state? TN - doesn't matter For all those who have had the misfortune to have had to deal with CAMCO, or are dealing with them now, here is some information you should read. (got this info from another board). Please act, it is the ONLY way that CAMCO can be stopped...
    12. L

      plumbing codes question

      What is the name of your state? TN I live in a multi-family dwelling, 6 units (apts) in the building. The buildings are 20-25 years old. I'd like to know if anyone has a good idea what the proper size sewer lines would be for a building of this type. I realize that building codes change over...
    13. L

      Good Articles - scary creditors...

      What is the name of your state? TN 4 new ways creditors are gouging - watch out ! http://moneycentral.msn.com/articles/banking/basics/10634.asp The years scariest credit stories: http://moneycentral.msn.com/articles/banking/basics/10621.asp?special=msn
    14. L

      Good FDCPA info site

      Good FDCPA info site - fix... What is the name of your state? TN Thought I'd share this link that I ran across on another board. Its by an attorney and has some great information on one's rights under the FDCPA. Listen to the sample collection call and see if you can pick out all the heinous...
    15. L

      Prorating carpet replacement ?

      What is the name of your state? TN I've read where a LL charges an exiting tenant for replacement of the carpet for one reason or another. My LL has threatened me with this already and I haven't even moved out yet ! It seems she waltzes into my apt whenever she feels like it w/o giving me...
    16. L

      Update on Bankruptcy reform bill HR333 - Good NEWS !!

      What is the name of your state? TN Looks like this bad bill may DIE, DIE, DIE.. at least for quite some time, unless there's a real miracle. Here's a few quotes from the Washington Post: ----------------------------- "Long-awaited legislation to overhaul the nation's bankruptcy laws, which the...
    17. L

      New BK law problems - resolved ?

      What is the name of your state? TN Has anyone heard anything about the major differences between the House and Senate being resolved and a possible vote after Labor Day ? A poster in another forum seems to think he heard this in the news.. I can't find any such thing, abiworld.org sure doesn't...
    18. L

      Interpretation of IRS collection letter ??

      What is the name of your state? TN I don't know if anyone can help with this one, but I'm crossing my fingers that someone can :) My fiance has a collection letter from the IRS, stating that he owes back taxes in the amount of approx $11K. From what *I* can determine, it appears to me that he...
    19. L

      One more time....

      What is the name of your state? TN Ok, I posted this same question way back in Feb, but never did get an answer to my question. Maybe someone else can take a crack at it ?? This was my post (slightly edited): --------------------------------------------- I have lived in my current apt for 2...
    20. L

      Assets question

      What is the name of your state? TN Ok, I read over and over that if you have assets to protect to use an attorney for a bankruptcy. I think I'd use one anyway, just to have peace of mind, but just what constitutes assets signficant enough to protect using an attorney ?? In my case, I don't...

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