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What is the name of your state?Washington
I have been reading alot about this scam and the people who fall for it. My question is since this is a on going scam and most banks and credit unions should be aware of it by now,, why isnt more being done to keep this from happening.
What is the name of your state?Washington
We live in a community property state and we are military (home of record is Arkansas). I have a debt that was put on my husbands credit reports because we live here in Washington. How does this whole community property thing work if you are not...
What is the name of your state?Washington State
Hello,, I was looking over a my hubbys new updated credit reports and noticed that Cavalry Portfolio Services has listed an old ATT wireless debt. Back in April/May they sent me a letter about the debt. I called them and disputed the debt and in...
What is the name of your state?Washington
I got a copy of my hubbys credit report and there is a collection item on there for $12.00 and yes it says 12.00. I thought I had read somewhere that there was a minimum amount that could be reported. I dont remember where I read that or if it is even...
What is the name of your state?Washington
Hello, I just recently found out that a creditor of mine charged off my account. I have a couple of questions. What is the earliest time frame a creditor can charge off an account? I was 3 months behind and would have been 4 months behind as of...
What is the name of your state? Washington State
Hello, I recieved a letter from Cavalry telling me they bought an old ATT wireless bill of ours. A little background info, we have proved to ATT and the three other collections that has had this debt that we do not owe this. The last proof was...
What is the name of your state?WA
Hello I am needing some information on this SSCRA. I am having problems with on of my husband's creditors. Back on September 30th I mailed and faxed in my hubbys deployment orders to his creditors. All buth this one has adjusted the interest on his accounts...
What is the name of your state? Washington State
Hello! I mailed out on October 28th (CM RR) a dispute and validation letter to a agancy that has an AT&T wireless debt they say we owe. I just found out that, they in turn have sent this account to NCO. I learned this from our credit report...
What is the name of your state? Washington
I wrote back in Aug. about a collection agency collecting on a debt of mine. When I talked to them back in Aug. I made an informal request for validation and disputed 550.00 of the debt. I then sent in a formal request for validation and disputed the...
What is the name of your state? Washington
I have 2 questions. I have this collection agency trying to collect a debt, that they have not verified. They do have it marked as disputed on my credit reports. I have sent 3 letters of validation (CM RR)to them with nothing in return. How can I...
What is the name of your state? Washington
I just recieved a letter from a collection agency on a charge-off account we have. They have bought the debt. First they have lied to me about how long they have had it. Also the amounts are not correct. They have also said they will file a lawsuit...
What is the name of your state? Washington
Hello! I am having an issue with one of my creditors (USAA Mastercard). this past year they have managed to credit our payment to the wrong account 6 different times, and of course we are called and hounded to death till they finally fix it. It takes...
What is the name of your state? WA
Back in January I sent out a validation letter and cease communication by phone letter to a collection agency trying to collect a debt they say I owe dish network. I have recieved nothing to date on the debt. Today I got a call from them trying to collect on...
What is the name of your state? Washington
I sent a dispute and verification letter to a collection agency which was received by them this pasted Monday. It was sent Certified Mail Return Receipt. Today I got a letter from them telling me the pay the debt, or if I dispute it the debt I have to...
What is the name of your state? WA I just recently settled a debt for a phone bill (Qwest). The payment was sent to the collection agency (RCO). The payment was a settlement of 20% less than the balance. I still have the letter for the CA offering this. Yesterday I recieved a letter for...
What is the name of your state? Washington
What is the sol on phone bills. I am having a phone bill to pop up on me from late 99 to early 2000. The collection agency got it in March 2001 and I just got a letter about it today. I lived in Colorado at the time. They are now threaten to sue me...
What is the name of your state? Washington
I am having a problem with a collection agency on a debt that they refuse to remove from my credit reports. The original creditor cant even verify this debt, or give me any info about it. The collection agency has only our name, address and account...
What is the name of your state? Washington
My question is, When we moved here to Washington did my hubby become liable for my debts? We are in the military and are always moving. How does that work? I have also noticed that some of my old debt that will be falling off my credit report this...
What is the name of your state? Washington
I dont know if this is the right place to post. So here is my question.
I recieved a telephone in the mail from my Phone Company. I did not order this phone. I have been trying to get them to take the phone back with no luck. I was reading the...
What is the name of your state? Washington
I had an account charge off. The date of the last activity was almost 3 years ago. My question is on the SOL what state would I use. The contract was signed in Colorado, the main bank is in Texas and I now live in Washington.
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