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    1. L

      Home cost while in nursing home

      What is the name of your state (only U.S. law)? NY If my mother went to a nursing home and then, over time, depleted her finances and qualified for Medicaid, where would the funds come from to maintain her former home? Even if it was placed on the market for sale, it could take sometime...
    2. L

      Probate if everything joint

      What is the name of your state (only U.S. law)? NY Both my elderly parents have wills leaving everything to each other. At the same time everything they have (house, bank account) is in joint names. Am I correct that when one of them passes away it would not be necessary to probate that will...
    3. L

      Adding name to bank account

      What is the name of your state (only U.S. law)? New York My elderly parents, now in their late 80's, are have some problems keeping up with timely payment of bills. I would like to add my name to their bank account. My question is should I just add my name as a joint owner or should I add my...
    4. L

      Adding name to bank account

      What is the name of your state? New York Last year my elderly parents finally got a Will, Living Will and Power of Attorney. Someone suggested I also get my name put on their bank accounts as well. Is this necessary? Are there any pros or cons. Thanks. Jim
    5. L

      Monthly withdrawl from savings

      What is the name of your state? New York My parents live by themselves and do pretty well for folks in their 80's. However, they live very "minimally". With gasoline prices going up along with heating oil, food, prescriptions, etc I suggested to them to take $1000 per month from their...
    6. L

      Impounded Car

      What is the name of your state? Florida A friend of mine fell behind in car payments and the car was repossessed. It was taken to an impound lot. In the car was my wallet! I'm being told that I can't get that wallet. Does anyone know what my rights are and who (other than an attorney)...
    7. L

      Withdrawl from annuity

      What is the name of your state? Kentucky At the current time my wife and I have a joint variable annuity. Are there any consequences in changing it to a variable annuity in only my name? Why? I am 62 years old and my wife is 54. My belief is if we took money out of this annuity now that half...
    8. L

      Annuity - change joint to single

      What is the name of your state? Kentucky At the current time my wife and I have a joint variable annuity. Are there any consequences in changing it to a variable annuity in only my name? Why? I am 62 years old and my wife is 54. My belief is if we took money out of this annuity now that...
    9. L

      Nursing home effect on healthy spouse

      What is the name of your state? New York If one spouse has to go into a nursing home do all the assets of this couple have to be depleted before medicare would pick up the payments? Or is there any provision for the healthy spouse to protect a small percentage so they can continue to pay...
    10. L

      1099 need to be issued?

      Last year my wife worked for an individual taking care of her horses and cleaning the house from time to time. She was paid every month and her yearly total was well over $600. Should we expect an individual to give us a 1099-MISC or is that only issued when you work for a company? If no...
    11. L

      Need to file New York State Return?

      What is the name of your state? New York My very elderly parents do not have to file a Federal Tax Return since their gross income falls well below the amount required to do such. My question is are they required to file a New York State tax return? I called the 800 question line for New York...
    12. L

      Irrevoable trust

      What is the name of your state?What is the name of your state? New York Who exactly should consider an irrevocable trust as opposed to just having a Will? I mean is it something to do with a family makeup, value of estate, etc? The appeal of an irrevocable trust, in my mind, is to eliminate...
    13. L

      Adding dependents to accounts

      What is the name of your state?What is the name of your state? New York Could you tell me the tax consequences of having my parents add me to their bank accounts and/or deed to the house. Thanks.

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