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    1. C

      Landlady is MIA

      What is the name of your state (only U.S. law)? WA (landlady lives in CA) Our landlady has been non-responsive since 2/20/09. Original lease was from 8/1/06 to 7/31/07. Resigned for 8/1/07 to 7/31/08. After that we went month-to-month starting 8/1/08 (landlady wrote a letter at the time...
    2. C

      Am I liable?

      What is the name of your state? WA My husband was sued for around $250 for a debt he owed to the real estate broker he worked for. He refused to pay it for one reason or another and then was, of course, sued and lost. Am I liable for this debt as well? They had me on the suit as Jane Doe...
    3. C

      Non Compete valid if fired?

      What is the name of your state? OH My husband was fired last month and would like to take a job with a competitor of his former employer. In general, is the non-compete enforceable since he was fired?
    4. C

      Garnishment without a job?

      What is the name of your state? Ohio My husband has a default judgment against him for just over $800. Like an idiot, he ignored all of the notices until now he received a "payment to avoid garnishment of wages" document. He's lost 3 jobs in 14 months and just recently started working as an...
    5. C

      Judgment an asset?

      What is the name of your state? Ohio My husband are still kicking around the possibility of filing bankruptcy. When we consulted an attorney almost 2 years ago, he indicated that a judgment that my husband won against a former employer for over $22K would be considered an asset even though it...
    6. C

      Timing Question

      What is the name of your state? Ohio My husband is currently unemployed. If we are able to refinance the house into just my name, how long would he have to wait to file bankruptcy? (There are a lot of debts in his name and this would help out tremdously without risking the house.)
    7. C

      Frozen Bank Account Question

      Ohio My husband's Provident Bank checking account has been frozen by Bank One. He had racked up a bunch of OD fees at Bank One and decided to switch banks. Somehow, Bank One got a hold of his account number and froze his funds. I've done a search on our county clerk of court website and can...
    8. C

      What paperwork should I have in hand?

      What is the name of your state? Ohio My husband lost his 6th job in the 10 years we've been together so for my sake and our son's sake, I'm going to ask my husband to leave. I would have done so last night, but I was afraid he'd take off in the middle of the night with our 19 month old son...
    9. C

      Ohio Garnishment Question

      What is the name of your state? Ohio I've checked the Ohio garnishment information on http://www.locate123.com/StateLaws.asp a couple of times. Can you help clear something up for me? My wages were garnished each paycheck (2x/month) to the tune of over $1300/month. Thankfully it's over with...
    10. C

      End of Garnishment Question

      What is the name of your state? Ohio I'm not sure if I should be asking this here or on another board. My 3/31 paycheck should be the last to be garnished to pay off a judgment to Citibank. My question is this....how does my company know what to cut that final check for? My garnishment has...
    11. C

      Judgment total?

      What is the name of your state? OH A judgment was awarded to Citibank against me on February 26, 2003. The Certificate of Judgment reads: "in the amount of $7,765.07 with interest at the rate of 10% per annum from 2/26/03, and $117 costs." I am paying $659.92 each paycheck toward this through...
    12. C

      Frustrated...

      What is the name of your state? OH There were two voicemails on our home machine today. Of course they only lef the 800 number and not the name of the company. I called both of them back to find out where they were calling from but no one would tell me. I didn't give them any information...
    13. C

      Where can I find?

      What is the name of your state? Ohio Where can I find a list of SOL's for Ohio?
    14. C

      C&D Request Violation - now what?

      What is the name of your state? Ohio I sent a request for validation and C&D letter to Allied Interstate by CRRR. The USPS tracking website showed it recieved on 11/21, though I don't have the green card back yet. They have since left a message on our answering machine on 11/28. Since they had...
    15. C

      Next step?

      What is the name of your state? OH If I receive no response in 30 days after requesting validation (by CRRR of course), what is my next step? Do I pull my credit reports and dispute with the CRA?
    16. C

      General question about how things work

      What is the name of your state? Ohio I'm trying to settle with Citibank through their attorney's office here in Ohio. When I make a settlement offer or a payment plan offer, does the attorney's office generally have to go back to Citibank for their approval/denial? I tried to get a lady at...
    17. C

      Nationwide Credit question

      What is the name of your state? Ohio My husband has received several messages from a CA. I finally called back for him to find out who they were and what account they were calling about. It's Nationwide Credit re an Amex account in the amount of $12K. Once I found out what account they were...
    18. C

      Citibank Judgment & Wage Garnishment

      What is the name of your state? Ohio Citibank has a judgment against me for around $7500 and also a lien on our house for that judgment. I knew it was coming, but I just got the notice that they are going to garnish my wages. This would come to the tune of over $800/month since it is 25%...
    19. C

      Can a Judgment be sold or transferred?

      What is the name of your state? Ohio Citibank has a judgment against me for just shy of $8K. My husband has a judgment against a former employer for around $23K. Can judgments be sold or transferred? We'd like to offer Citibank the rights to our $23K judgment as payment of our $8K. Is it...
    20. C

      Advice for Garnishment Hearing?

      What is the name of your state? Ohio I am requesting a garnishment hearing to try to reduce the amount that the CA is trying to garnish from my wages. Right now, the calculation would come to $851.18 per month which we can't afford. I plan to take a copy of our budget along with copies of all...

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