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    1. B

      bank account garnishment

      I live in TX. If I have had a judgement against me, can I set up a checking account in my wifes' name and not worry about them freezing the account?
    2. B

      I now want to settle a judgement...

      I live in TX, and the SOL has run out on a number of collection agency wishing to get judgements. One did get a judgement against me about 3 years ago for about 10K. My quesion is this: What should I expect in the form of what this agency wants to settle for? I would imagine that they bought...
    3. B

      Sol

      If a credit report states I was 30 days past due on 1/01, is it safe to say that on 2/05 my 4 years are officially up? I live in TX, and the SOL for legal action is 4 years. Thanks again
    4. B

      ladynred..

      It's been some time since I've posted, but I am about one month away from the 4 year SOL for lawsuits against me. My question is this: Where is the best source to pull a credit report, so I can see the official first month that I went into the deliquency stage? Thanks for all your help in the...
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      settlement

      What is the name of your state? TX I was just notified by a collection company that my case will be taken to court if not paid (I believe them). Here is the catch, the statute is up at the end of this year. Could I arrange small monthly payments, then after my 4 year statute is up in December...
    6. B

      default judgement

      What is the name of your state? TX I have a DJ against me through Providian. I had heard back in 2001 Providian sold millions of accounts to Citibank. I have a feeling my account was one of them, and of course, if Providian did sell the account AND are trying to collect, then the courts would...
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      General Contractor

      What is the name of your state? Tx I hope this is the correct board, but my question is this: I hired a contractor to do about 40K worth of renovations on an add on to our home. When something came up that the contractor couldn't do, he suggested an individual who could do the work. There is a...
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      Bud Hibbs

      What is the name of your state? TX I've been reading his website and noticed he recommends you call him if certain CA's file suit against you. I know he's pro-consumer, but has anyone had experience with his firm in person? Thanks
    9. B

      linehan law office

      So what's the deal with these guys? I think I recall reading about some of their scare tactics. Has anyone had an experience with them? Thanks
    10. B

      verbal vs. written letters

      What is the name of your state? TX Could I just verbally tell a collector to only contact me through mail, or must it be in written form. Thanks
    11. B

      frozen account

      What is the name of your state? TX How long does (on average) an account stay frozen? My bank did their "job", and knocked the account down to $0..(they applied it somewhere else). My bank sent a letter to the scumbags a couple weeks ago stating $0 funds in the account. When will the frozen...
    12. B

      Little help please

      What is the name of your state? TX My checking account is frozen, due to a judgement. If I deposit my payroll checks in another account that doesn't have my name on it in anyway, could the scum find out about it? If they do find out about it, can they do anything? Thanks
    13. B

      bank acct. minimums..

      What is the name of your state? TX I was reading where a collection agency can't sieze monies in a bank acct. if the fund total is less than $2K. I have a judgement against me, with my account frozen (non-exempt funds). Can they take it all? Thanks
    14. B

      Ladynred

      What is the name of your state? TX How can I, or my bank, check my credit history without raising any eyebrows with the collectors. The SOL is 4 years, so I have been laying low, but I would like to see when they went to charge-off. BTW, is that when the 4 year clock starts? Thanks
    15. B

      Ca

      What is the name of your state? TX Anyone heard of Linehan and ASSociates? I get numerous collection calls, but they are by far the worst. Does anyone have a past history on them? Thanks
    16. B

      Sol

      What is the name of your state? TX What is the SOL in Texas on CC debt?
    17. B

      Jetx

      What is the name of your state? TX If I owe both a mortage and a car payment to the bank, and a creditor freezes my account at that bank, who has first crack at the money in the account....the collector or the bank? Thanks
    18. B

      ladynred or others..

      What is the name of your state? TX What are non-exempt funds?
    19. B

      ladynred

      What is the name of your state? TX Please read my post, "Freezing my account". I have been on this board for quite some time, and have notice your good info to other posters. Thanks
    20. B

      freezing bank account

      What is the name of your state? TX Got a call from my bank Friday and they said our County Court has frozen my bank account, because of a judgement against me through Providian. I only have a few thousand in the account. It was my understanding a collection agency could not do that in Texas...

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