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    1. R

      Thoughts on how to settle.

      What is the name of your state? KS So - back in college I was an idiot, and got myself into some nasty credit card debt - for the last 2 years, I've been working my tail off trying to settle up with a number of companies (through a settlement agency) - and have taken care of a fair amount of...
    2. R

      Gift Taxing

      What is the name of your state? Tennessee I'm setting up a website to accept donations for a friend who has cancer. I would imagine I can avoid the gift tax, since any money over 11K will go to the american cancer society. my question is, do i have to report the donations as income, and they...
    3. R

      health and fitness business advice

      What is the name of your state? Tennessee Hey all. I am a fitness enthusiast, and have been designing fitness routines and diets for friends and family for years....I am now interested in using this skill to generate a little extra income. Most of the people that have stuck to what I gave...
    4. R

      Need advice on attorney collections

      What is the name of your state? Kentucky I received a call yesterday from an attorney's office that is collecting a debt from my Citibank card that is deliquent (approx $5000). I have been working with a debt management company for several months now, and have already settled one account with...
    5. R

      advice on late cc payments

      What is the name of your state? KY I am a college student, and also have a full time job. Due to my own poor spending practices (i have since learned how to operate on a budget) i accumulated a sizable credit card debt. I lost my job, and my accounts are now all 2-6 months past due. I contacted...

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