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    1. R

      Small claims action against me

      What is the name of your state? OH I have a small claims action filed against me for a payday loan that is scheduled to be heard on 3/8/06. Two weeks befor the appointment I asked the judge to reschedule this because I am out of town that week on company travel. I provided airline ticket proof...
    2. R

      Levy check account

      My wife received a judgement against her for $900. The collctor moved to garnish her checking account on 12/9/2005 thru court. She had a zero balance. On 1/17/06 the bank sent the court documentation that the account had no money, assets, etc basically they pulled nothing from the account. We...
    3. R

      Payday loan company harrassing me

      I owe ACE Cash Express $285 on a payday loan. They attempted to debit my checking account and it was rejected NSF. I have promised to pay in full in 2 weeks. The debt is 2 months old. I was threatened with bad check charges. I live in Ohio and the collector stated Ohio prosecutes?? for payday...
    4. R

      Local taxes owed and BK7

      What is the name of your state? OH I filed BK-7 on December 12 2004. It was discharged in April 2005. I forgot to add local city tacxes due for 2003-2004 of $1100. I just got notice the other day I owe this in full within 15 days or their filing a civil suit. My case was a no-assests type. Do I...
    5. R

      BK discharged and Collector calling

      What is the name of your state?OH I have a collection company calling that was accidently left off the matrix. My BK-7 discharged on 4/12/05. Do I have to reopen this or just say it was a no asset case and it doesn't matter if your on the list or not? Please advise..Thanks.
    6. R

      Payday loans..need help..

      What is the name of your state?oh I have an issue with not being able to pay 3 payday loans. I was able to pay the finance fee 2 or 3 times but when the total amount of the loan came due I could not. I notified all 3 companies in advance of my situation but all 3 said its automatic ach withdraw...
    7. R

      ADS collections

      What is the name of your state?oh has anyone ever heard of ADS, inc. collections company? Does anyone know or tell me where to find out who ADS is? Thanks in advance!
    8. R

      341 meeting was today

      What is the name of your state?OH My 341 for BK 7 was today. Trustee asked several questions. It lasted 5 minutes but he really hurried through it. All forms accurate? Yes Is this your signature?Yes Does your wife work? No Why didn't you include your wife on BK? ans. She doesn't work and all...
    9. R

      Best Buy & Dell Financial

      What is the name of your state?Ohio I met with my lawyer today to sign reaffirmations for my house and 2 cars. He also has reaff's for Dell Financial $680 and Best Buy $1,300. With Dell the charges were for computer accesories and not the computer i.e. hard drive, memory, CD burner. For Best Buy...
    10. R

      bonus and bk 7

      What is the name of your state?oh Sometime in March I could receive a bonus based on last year. Amount would be approximately $5,000. I filed BK 7 12/2004. I am reaffirming house and cars. Do I need to report the bonus if and when I get it?
    11. R

      Bill collector threat, Estate in Probate

      What is the name of your state?oh In march of 2004 my mother in law passed. The family atty had her removed from the deed leaving my father in law the only one on the deed. My MIL had a leased car with 2 years left on it and an american express card ($3,000 balance). She had no assets and both...
    12. R

      Reschedule 341 meeting??

      What is the name of your state? Oh I just found out I have to travel out of town for a meeting at work the same day as my 341 meeting. Its a meeting I can't miss and its 2 weeks from today. Can I rescedule my 341 meeting? If so, how do i proceed? Thanks!
    13. R

      Probate question

      What is the name of your state?OH Both of my wife's parents are now deceased and we have been going thru the probate process with an atty for the past several months. My father in law past in May and probate was set up in June of 2004. Mother in law preceded him . He owned a house that we sold ...
    14. R

      Can you keep a lease when you BK7(chrysler financial)

      What is the name of your state?OH Filed bk7 car lease is current can I keep it??Some on this board have said leased cars have to be turned in (contract stipulates) if bk is filed. Which is true? Thanks!
    15. R

      BK notice and lawsuit filed

      What is the name of your state?Oh I filed for BK 7 on 12/13. One of the creditors has filed suit against me in the local court. I did not respond to the first certified notice. The creditor is having the court house send a second notice "Alias". What exactly is Alias? I called the plantiff atty...
    16. R

      Chapt 7 and buying a car?

      What is the name of your state?What is the name of your state? Ohio. I just file for Chapter 7 . Initially I wanter to reaffirm both vehicles. Now I'm undecided . One of my vehicles is a 2000 Dodge Caravan that I owe 10,000 on and its worth is approx. 9,800. I still have 3 years left on this...
    17. R

      Bankruptcy 7 and employesr

      What is the name of your state?OH Does filing BK 7 mean the court or creditors will notify my employer? Does your name somehow get put in the local newspaper, etc? Thanks for you response in advance
    18. R

      Chapter 7 and utilities

      What is the name of your state? OH Can filing chapter 7 stop shut-offs of utilities?
    19. R

      Chapter 7 filing

      What is the name of your state? OH I am filing chapter 7 next week. If new collection companies, etc. come about, am I able to add these to the matrix of creditors after I file? If so, how do I do this. Also , my atty says as long as I am less than 30 days late on car and mortgage I can...
    20. R

      Selling a house by owner

      What is the name of your state? Ohio.. We have a signed contract with $500 down payment from buyer. Selling price of home is $178,000. Buyer was able to get approval for financing, his bank has already called the title company and said this. buyer had house surveyed and appraised for $183,000...

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