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    1. I

      Does the mileages matter ?

      What is the name of your state? AL Hi, when determination of the value of the vehicle, does the mileages matter besides the vehicle make and model? Should one search all the vehicles regardless of the mileages or only those vehicles that have the same or closer mileages?
    2. I

      Am I required to locate the exact same replacement vehicle?

      What is the name of your state?Ga Because the market value is insufficient for the purchase of the replacement vehicle, I presented the similar car quote I got from the dealer to the at fault other car insurer. But, they said the replacement vehicle must be in the same model, year and closer...
    3. I

      Have you filed the Homestead Exemption?

      What is the name of your state?AL How much do you know about the Homestead Exemption? Can you share?
    4. I

      How to know the mortgage balance with the uneven extra payment?

      What is the name of your state?AL By the mortgage caculator I got the monthly payment is $817.08 if the loan amount is $100,000 at 5.5% for 15 years. How does a borrower know the mortgage balance by the mortgage calculator if the extra payment is uneven? For example, the first payment with an...
    5. I

      Have you ever considered the house face setting?

      What is the name of your state?AL Hi, I wonder which house face setting is better, the south north, east west or what else and why. Thanks.
    6. I

      Why two disclosures show different rates?

      What is the name of your state?AL I applied for the fixed mortgage rate loan. The rate is fixed in the Good Faith Estimate of Borrower’s Settlement Costs. Everything is correct including the P & I payment. But the lender gave me another Truth-In-Lending Disclosure For Real Estate Mortgage Loan...
    7. I

      Termination because of appraised value lower than the offer price-possible?

      What is the name of your state?AL The contract has a separate appraisal contingency. The lender does not require an appraisal because of the small loan amount. If the market value (appraised by the county tax assessors) is lower than the purchase price, can a buyer use that appraisal to back out...
    8. I

      Different appraisal numbers from the lender and tax assessor’s office

      What is the name of your state?AL I am trying to find out the true house value. I am told the property appraising ordered by the lender may be different from the value appraised by the county tax assessors. Do you know which value number is usually higher or lower, from the lender or from the...
    9. I

      Legal status vs. AOS

      By law, is one required to prove his legal status from his initial or last entry into the USA when filing EB based I-485?
    10. I

      How to change the AOS to the CP after concurrent filing?

      How can the applicant change the AOS to the Consular Processing after concurrently filed I-140/I-485?
    11. I

      Claim vs. premium

      1) Whether will the cliam affact the next term premium if the appraisal is less than the deductible (the insurance pays nothing)? 2) How much loss of the claim usually result in the increase of the premium?
    12. I

      Which DOL PW data should be met?

      The DOL increases its PW data every year. Is the employer required to increase the PW at the time of the LC processed or the LC is only required to meet the DOL PW data at the time of filing? Which DOL PW data should be met?
    13. I

      PERM vs. filing new LC

      Does anyone know whether the PERM permits a new LC is filed as soon as the old one is denied without wait?
    14. I

      No one knows the answer?

      Can filing EB3-2 instead of Eb3-1? Because of EB3-1 Visa Retrogression, can one choose to file EB3-2 instead of EB3-1 after one's LC is cleared, which requires a BS and 2 yrs of exp and why?
    15. I

      Can filing EB3-2 instead of Eb3-1?

      Because of EB3-1 Visa Retrogression, can one choose to file EB3-2 instead of EB3-1 after one's LC is cleared, which requires a BS and 2 yrs of exp and why?
    16. I

      Does anyone know it?

      Do the new H-1B fee $1500 and $500 of Fraud Prevention fees apply to second time H-1B extension (same employer) or only to the initial filing and first time extension?
    17. I

      Must employment/H-1B starting date connect with B ending date?

      If an H-1B is filed before the expiry of B status, can employment/H-1B starting date be requested one or two months after the expiry of B status or it must connect with I-94 of B expiration date?
    18. I

      Is it approvable and why?

      Is there any expert can explain the following question? An H-1B has changed a job during his 7th year H-1B but has an approved or pending LC filed 365+ days already. The employment relationship no longer exits between the beneficiary and that LC sponsoring employer. No I-140 is filed. Is it...
    19. I

      Do you agree?

      The H-1B can be extended indefinitely and the beneficiary can go for any employers once having an approved LC filed more than 365 days. Do you agree?
    20. I

      What’s your opinion?

      Because doing 7th year H-1B transfer may cause a problem of filing 8th year H-1B extension by using old company’s approved LC without I-140 filed, it is not recommended for the 7th year H-1B transfer. Do you agree? Do you think whether the 8th year H-1B is approvable or not by using the...

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