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    1. H

      BK and Investment License

      What is the name of your state? OH Hello, I am hoping someone can help me. I recently was offered my dream job at work in the training and education department. I work for a financial company and learned after accepting the position that I will be required to get my Series 6 license. I have...
    2. H

      Discharged-Checked Credit Score

      What is the name of your state? OH At the end of June my bankruptcy was discharged. I have read many things that indicate checking your credit report after a few months is a good idea. So I checked that this morning and everything was in great order. All creditors have reported my bankruptcy...
    3. H

      Filed Yesterday

      What is the name of your state? OH I went ot see my lawyer yesterday and finally filed Chapter 7. It was sort of a strange experience as I came in and we went over my petition again and then I signed an actual copy for my lawyer. Then he said, "okay, are you ready?" I said okay and he hit a...
    4. H

      One Last Question!

      What is the name of your state? OH Okay, one last question for all of you that have been so helpful to me. I was reading another post and this issue came up and I wanted to ask a question about it. My boyfriend and I live together and are on a mortgage together. He makes about $65,000 a year...
    5. H

      Calculation of Disposable Income

      What is the name of your state? OH I have asked several questions here and oyu have all been helpful so I thought I would spring another on you... I am filing Chapter 7 next week and have been worried about the whole possibility of being forced into Chapter 13 if your dispoable income is too...
    6. H

      Filing beginning of March

      What is the name of your state? OH Hello! I have asked several questions in the past but now that I am getting closer to my filing date I want to make sure I have this all straight. I have $30,000 in credit card debt. I have a home I am mortgaging since October(I am under the allowed...
    7. H

      Account Balance at Filing/Best Buy

      What is the name of your state? OH I have two questions I am trying to find answers to. First, I will be filing BK Chap 7 mid-March. I have read several comments from individuals indicating that it matters what my bank account has in it the day I file. Is this true? Should I try to drain my...
    8. H

      Chapt 7 Dumb Question

      What is the name of your state? OH Okay, this is probably a dumb question but I am going to ask it anyway. At the adivce of my attorney, I am waiting to file bankruptcy until after I get my tax return and after I receive a $1200 (after tax) bonus from my job. This will probably be the...
    9. H

      Take away bonus?

      What is the name of your state? Ohio I am going to file chapt7 BK in the beginning of March (this is how long it will take for me to come up with the money). My attorney has already asked me about my expected tax return for 2004 which I assume they will take. Ia m okay with that. My main...
    10. H

      One More Concern

      What is the name of your state? Ohio The books I have read about bankruptcy indicate that 96% of Chapter 7 No Asset cases are discharged without any problems or probing. Then I look at this and other mesage boards and see where trustees give people a hard time and end up dismissing their case...
    11. H

      Chapter 7 Questions

      What is the name of your state? OH Two Questions: 1. My boyfriend and I just bought a house using the FHA first time home buyer's program on October 27, 2004. In addition, I am expecting a tax return of about $1000 or less. My attorney suggested that I wait until the end of February or...
    12. H

      Young Debtor afraid to file Chapter 7

      What is the name of your state? Ohio I am 26 years old and have $30,000 in credit card debt. I made bad choices in college and also had a dead beat boyfriend a few years ago which these things led me to where I am today. I make $43,000 (before taxes) a year but pay about $740 per month in...

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