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    1. W

      need some help on a letter

      What is the name of your state? Oregon This is letter i got from a CA after they recived my DV letter. CREDITORS INTERCHANGE 03-14-05 My name and address ####### RE : sherman acquisitions ref ### acct ### original creditor ( if applicable ) bank of america...
    2. W

      CA violations

      What is the name of your state? OREGON if a CA puts a TL on your credit report before sending you a collection letter, is that a violation. if so where can i read up on it. i havnt found it under the FDCPA
    3. W

      Vd Letter

      DV Letter What is the name of your state? OREGON I sent a DV letter to a CA, Creditors interchange. the letter i got back from them today says RE : sherman acquisitions ref ### acct ### original creditor ( if applicable ) bank of america My name creditors interchange is in receipt of your...
    4. W

      checking account

      What is the name of your state?OREGON my bank put more money into my checking account than they were suposed to, they were only to put $192.00 in but they did it 3 times. that was over a week ago its still in there. am i breaking the law about not telling them. i am sure they heck not going to...
    5. W

      Bank of america

      What is the name of your state? OREGON I have been doing a lot of reading on the forums on credit cards and CA, Very helpful stuff. I have a credit card with bank of America in my name only, I signed the contract for the card, I am responsible for the debt I owe, which has been turned over...
    6. W

      Validation letter

      What is the name of your state? OREGON How is this for a validation letter??? March 3 2005 my name PO BOX , Oregon CREDITORS NAME PO BOX xxxxx BUFFALO NY, 14240 March 3 2005 Re: Acct # XXXXXXXXXXX To Whom It May Concern: This letter is being sent to you in response to a notice...
    7. W

      charged off

      What is the name of your state? OREGON I got a letter today from a CA about a BOFA visa i had. I was going to send a validation letter. I saw on my credit report that it was charged off. What does charged off mean??
    8. W

      CA or something else

      What is the name of your state? OREGON I just received a letter in the mail from a company called Genesis Financial Solutions., I’m not sure if it’s a CA or something else. Its says I owe $2,311.08, It says on the letter this communication is from a debt collector. This is an attempt to...
    9. W

      what to do

      What is the name of your state? oregon I have credit cards debts i havnt payed on them in a while. im on SSi disability. there bieng turned over to collection agencies. and i am a home owner. can i loose my home? what can they do to me? More info on my problem i have 7 credit cards accounts...
    10. W

      can i file for

      What is the name of your state? Oregon i am a home owner, i want to know if i can file for homested excemption, keep my home but get rid of all my bad credit card bills and other debpts. im collecting SSi desability thats my only income $590 a month, but i have over $100,000 in equity in my...
    11. W

      what would happen

      What is the name of your state? oregon i own my own home, im single age 42 no kids no ex wife. the only living relatives are my mother and my brother. i have a girlfriend. i dont have a will. who or what would happen to my home if i died who would get my home, my brother, mom girlfriend, or the...
    12. W

      Help

      What is the name of your state? Oregon I have credit cards debts i havnt payed on them in a while. im on SSi disability. there bieng turned over to collection agencies. and i am a home owner. can i loose my home? what can they do to me? More info on my problem i have 7 credit cards accounts...

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