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    1. R

      zwicker & Associates P C

      What is the name of your state (only U.S. law)? OR Two weeks ago I received a letter from Zwicker & Associates P C. Has anyone heared for this collection agency is this a legal agency? Our bankruptcy was just discharged in June and 1st week of July they contacted me wanting the full amount on a...
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      Student loan after bankruptcy

      What is the name of your state (only U.S. law)? OR My husband and I just got out of out chapter 13 bankruptcy on June 3. We filed chapter 13 in May 2005. We had a student loan that we were making payments on until they stopped taking payments I made attempts to continue payments but I didn't get...
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      stimulus check

      What is the name of your state? oregon We filed chapter 13 in 2005. We are making monthly payments and we are allowed to keep $1200 from taxes. My question is do we surrender the stimulus check or can we keep the money? Thank- you.What is the name of your state?
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      student loan

      What is the name of your state? OR My husband and I filed bankcruptcy in 2005, We have a student loan that we have been making payments on until it said claims paid. When I spoke to someone in customer service they gave the no: of the Education Resource Institue and when I try to talk to...
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      Chapter 13 and re-enlistment bonus

      What is the name of your state? OR We filed chapter 13 in September 2005. My husband would like to join the National Guard. When talking to the recruiter he was told that he might get a re-enlistment bonus, if he joins the National Guard and gets this bonus what happens to our bankcruptcy...
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      A chapter 13 question

      What is the name of your state?OR We are planning on filing chapter 13 but we have 2001 dodge caravan that is paid off. On the advice of our attorney we took out a title loan for $1500. This loan was taken out on the 26th of april. When talking to our attorney we were told that this loan is...
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      mortgage question

      What is the name of your state?OR we will be filing for chapter 7 either this week or next week. We had a meeting with our lawyer on thursday and he told us that the mortgage company may not withdraw money from our bank for a couple of months (we have automatic payments) and we have to keep our...
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      Chapter 7 question

      What is the name of your state?Oregon. My husband and I are going to file chapter 7, I have 52 shares worth $2,500. Do I get to keep these shares or do I have to sell them before we file bankruptcy? Thank-you for your reply.

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