What is the name of your state?What is the name of your state?NEW YORK
I OWE 6500.00 ON A CREDIT CARD SINCE 1988 I RECIEVED A LETTER FROM THE CREDIT CARD CO STATEING THEY WILL REFER A OUTSIDE COLLECTION AGENCY FOR FURTHER COLLECTION ACTION, ALSO CAN THEY DO WAGE GARNISHMENT CAN THIS BE DONE...