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    1. E

      Not paying on a judgement

      What is the name of your state (only U.S. law)? IN Back in August I was sued for an old credit card debt. I agreed to pay $60 a month and made the Sept payment. Now the Oct. payment is due and I have decided to file bankruptcy and will be filing the week of Nov. 9th. So my question is what...
    2. E

      SOL is pretty pointless

      What is the name of your state (only U.S. law)? IN Well had my day in court today, claimed my CC debt was over 6 years old. So what does the plaintiff attorney say... "You made one, and just 1 payment in Jan. of 2004, which means the 6 years won't occur till this coming Jan." Since I had no...
    3. E

      How do I handle myself in sc court this week.

      What is the name of your state (only U.S. law)? IN On thursday I will be in small claims court over a cc debt. The original hearing was back in May, but I did not attend as I never got any kind of notification. I put in for the default judgement to be set aside and a new trial occur. The...
    4. E

      What do I do at my upcoming court date

      What is the name of your state (only U.S. law)? IN The judge I guess approved my motion to have my original default judgement set aside as I got a copy of my motion with a new court date on it. 1. How do I explain my position that the SOL is in effect? 2. How do I get my bank account unfrozen...
    5. E

      Can motions be filed?

      What is the name of your state (only U.S. law)? Indiana Can you file a motion in small claims court? I am being sued for a cc debt that has exceeded the SOL. It went 30 days past due in Nov. of 2002, which means it is past 6 years. If I can, what info do I need to include? Should I include a...
    6. E

      Easiest way to prove SOL?

      What is the name of your state (only U.S. law)? Indiana I will be going to small claims court on Aug. 13 over a credit card debt. From what I have read on Indiana law the SOL is 6 years. The account went 30 days past due in November of 2002, which should qualify it as SOL. I have a copy of my...
    7. E

      How long does the bank hold the money?

      What is the name of your state (only U.S. law)? IN I default judgement was placed against me in small claims court. They got my bank account sorta frozen I guess. All the monies that were in there are now frozen, but my bank account is okay. The bank still has the monies. The monies were...
    8. E

      Sued not in small claims court

      What is the name of your state (only U.S. law)? IN I am going to be sued for a non secured debt of a little over $11000. I know the amount is to big for small claims court. I have tried to reach an agreement on a repayment, but they are wanting way more then I am able to pay so I know it's...
    9. E

      Garnishment

      What is the name of your state (only U.S. law)? IN In Indiana it says that garnishments can not exced 25%, so does that mean the judge can make it a lower percentage, or is it 25% no matter what?
    10. E

      How does a forecloser work?

      What is the name of your state (only U.S. law)? Indiana Presently we are current on our home loan, and in the 5 years we have had the loan have only been late 1 time. But with layoffs and lesser paying jobs, we are going to miss our June payment. So can they foreclose on a missed payment...
    11. E

      Gov't bailout/Fannie Mae and such

      What is the name of your state (only U.S. law)? IN Can someone here help me understand the "help" homeowners were suppose to get from the federal gov't assistance/loan to banks and fannie mae? Presently we are current on our mortage, and have only been 30 days late 1 time in the 6 years we have...
    12. E

      How do "I" prove SOL is in effect?

      What is the name of your state (only U.S. law)? IN I have a collection agency calling me for payment on a CC that I have not had any contact or payment on since March of 2002. According to IN law, the SOL for CC is 6 years. The collection agency says that since they have it and are seeking...
    13. E

      Differences in Bankruptcy since 99

      What is the name of your state (only U.S. law)? IN Back in 1999 I filed for personal chapter 7 and it was granted. I did it all myself from the paper work to the filing and such. Back then it was $175 to file, I appeared at a hearing stating I had no assests then later in front of a judge and...
    14. E

      Question about Fannie Mae Loans

      What is the name of your state (only U.S. law)? IN Presently the home loan we have is at 5.95% and is an arm with Country Wide (which will soon become Bank of America). However this past week I found out that our loan is actually with Fannie Mae and I guess that Country Wide is just the...
    15. E

      Payment on car taken....

      What is the name of your state (only U.S. law)? Indiana My sister went to a car dealership and traded in her car for a newer model. She completed all the loan paperwork and was approved and given the car. 3 weeks later the loan company decided to not do the loan, so the car company demaded...
    16. E

      What date would an SOL go by?

      What is the name of your state (only U.S. law)? IN According to info I have gotten, the SOL on a credit card debt in Indiana is 6 years. Okay that would be 6 years from what? Is that 6 years from last payment I made, 6 years since they charged off the card? If I stopped using/paying on a CC...
    17. E

      SOL exist?

      What is the name of your state (only U.S. law)? Indiana I was under the belief that debt never went away? How do you find out if your state has a SOL on past CC debt?
    18. E

      Criminal background checks

      What is the name of your state (only U.S. law)? IN When an employer says they are going to do a criminal background check, what all does that entail? I have gotten a speeding ticket and two failure to stop at a stop sign tickets over the past 6 years. Do these checks just include issues that...
    19. E

      What happens now?

      What is the name of your state (only U.S. law)? IN I was served a sumons from a superior court. I am being sued for a past CC debt. I have submitted my answer to both the court and a copy to the other side. My answer was that I was already sued for this CC back in 2004 and paid the debt. I...
    20. E

      What is gained by counter sueing

      What is the name of your state (only U.S. law)? IN I am presently being sued in superior court for a past CC debt. However I was already sued for this cc back in small claims court back in 2004 and a judgement and garnishment was the result and the debt was paid. I have been told I should sue...

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