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    1. W

      ladynred, debt collector, debt guy and others

      What is the name of your state? TN checked pacer today and my chapter 13 has discharged. I have to wait for it to be closed now and they said that it should be in a couple of weeks. I wanted to thank all of you for your help and advice throughout my 13. It was a long 3 years, but some...
    2. W

      warrant for arrest

      What is the name of your state? TN I had a friend (ex-friend) ask if he could go to my house and use computer while I was working. I gave him my key and he went brought my key back to me. The next day I get a call from my neighbor saying there was car at my house. He had taken the garage...
    3. W

      what does this mean?

      What is the name of your state? tn I am nearing the end of my 36 month plan, I received a letter from the trustee that said "your case is expected to be reviewed for closing on November 2, 2007" my 36 months will be up on sept 1st. I will have paid my base payment by sept 15. Will they continue...
    4. W

      employers charging waitresses

      What is the name of your state? TN I have a friend who was working in a Mexican restaurant. I was surprised to find out that all the waitresses are working at this restaurant for "tips only". Well, the state DOL found out about informed the owners that they would have to pay the wait staff...
    5. W

      adult adoption

      What is the name of your state? TN I am trying to help a friend come here legally. He is 26 y/o old mexican male. Are there any avenues easier than others for him to come here legally. He wont marry because he is gay. I had read that it is possible to adopt an adult. If that were to...
    6. W

      car title

      What is the name of your state? TN I filed a chapter 13 in 2004. I listed my car loan on the bankruptcy and the trustee allowed me to keep the car and continue making payments. Lower payments but for a year longer than original loan. Bottom line finance company got their money. Even tho...
    7. W

      36 monthg

      What is the name of your state? TN In a chapter 13 when does the minimum 36 months start...date of filing? meeting of creditors or confirmation date?
    8. W

      legal immigration

      What is the name of your state? TN I have a friend who was here illegally from Mexico for approx 3 years. While here he worked under a W7 taxpayer id # as a mechanic and paid taxes. He had a driver permit (Tn gave these for a short period of time) and maintained insurance on his car. I state...
    9. W

      is this libel?

      What is the name of your state? TN I live in a pud with an HOA. I have a neighbor(s) who have called the management company several times stating that I am running a business from my home, which I am not. The result of their constant untrue claims is that I am being fined by the homeowners...
    10. W

      complaints by neighbor

      What is the name of your state? I live in a PUD which has a homeowners association. I have been fined based on complaints received made by a neighbor(s) which are not true. Since as a member of the homeowners association I am allowed to view all business associated with the HOA. Should I be...
    11. W

      census form

      What is the name of your state? TN. I live in PUD with a homeowners company and we use a management company to handle the property. All of the homeowners received a letter explaining new and much needed parking procedures. (we have a big problem with people parking on the street)...
    12. W

      chapter 13 question

      What is the name of your state? Tn I just finished my 2nd year of a chapter 13. When filing my unsecured creditors were to be paid 20%. At the meeting of creditors the trustee was doing his thing and said the amount I needed to paid weekly would go up about $40 from what my attorney had...
    13. W

      beneficiary

      What is the name of your state? TN A dear friend of mine just passed away and I have discovered that I was the beneficiary on his cash-out retirement account. I have a feeling I might also be listed as the beneficiary on his life insurance. Is there a way to find out? Both the retirement...
    14. W

      fathers will

      What is the name of your state? tn My father passed away in january. There was a will, life insurance, house was paid for and fortunately for my mom, all of bills in his name were paid off as his death was not a surprise. The will named my mother beneficiary of everything. Does she really...
    15. W

      columbia house

      What is the name of your state? TN I got a letter from a collection agency representing columbia house. They say I owe them around $80. I had a columbia house many years ago and to my knowledge it was paid. I also have an account now. I don't think they would've opened a new account if I...
    16. W

      when does the clock start?

      What is the name of your state? TN I am currently in a 36 month chapter 13. When does the clock start? Upon filing or upon confirmation. I realize mine might go a "little" longer as my payment after my 341 hearing went up slightly from what I had been paying beforehand.
    17. W

      chapter 13 question

      What is the name of your state? TN I am currently 21 months into a 36 month chapter 13. The end of April, my account had received the payments from my payroll dept instead of the usual four. I think this was due to mail or late posting,,,,,who knows? The trustee always pays secured...
    18. W

      illegal towing

      What is the name of your state? TN My car was parked in a spot where it should not have been and it was towed..My fault I know. However, the company that did the towing did not have the govt license to tow, charged more than they were legally allowed to for me to get my car back and violated...
    19. W

      echostar dish network

      What is the name of your state? TN Does anyone have a phone # or contact person for Dish Network/Echostar that would get you higher than the basic phone operator with canned responses?
    20. W

      chapter 13 base

      What is the name of your state? TN How is the base $ amount determined in a chapter 13 case

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