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    1. A

      Payment advice..Jetx or Debt Collector!

      What is the name of your state? Illinois My cousin has a medical debt that was dated back in October of 2005 for a little over 500.00 hundred dollars. Obviously it went to a collection agency. She recieved a letter from the collection agency on Saturday regarding the amount and that they are...
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      What To Do?

      What is the name of your state? IL My moms friend just found out that her daughter racked up about $15,000.00 dollars in credit card debt both under her name and the moms name. What it sounds like is that she opened up a credit card under hermoms name and her name, obviously meaning that she...
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      Two Questions...

      What is the name of your state? Illinois Sorry if this does not make sense, but what is it considered when you are a year into your discharged bankruptcy case? Is it from the date your filed or the date your case was discharged? Also, (sorry it has been a while since I have been on here so I...
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      Curious

      What is the name of your state? IL I had a friend of mine apply at my job and used me as a reference. She went through the interviews and everything went good. Was offered the job and is now going through the backgound check which consists of criminal and previous job employment. Now come to...
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      Failure to pay for college

      What is the name of your state? IL The court ordered back in 2001 for my girlfriends father to pay her 45 percent of her college tuition. He is to pay 45% until she graduates or until she is married whichever comes first. To this day she has only recieved 450 dollars which were paid back in...
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      motion from relief from stay

      What is the name of your state? IL I just ended up finding out that a close friend of the family is having her house forclosed on and she is under a chapter 13. I have a pacer account and it is showing that it was filed and entered in as a motion from relief from stay. They filed pro se. If...
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      What does this mean?

      What is the name of your state? IL Is there a 180 day rule after your bankrupcty case has been closed? If so, what does that mean? The case was filed and closed under the OLD law...
    8. A

      If we only had wings...

      What is the name of your state? Illinois Curious, How long after your case has already been discharged can you apply for a car loan? My cousin has already had here bankruptcy discharged since January of this year, but she is in need of a vehicle since she had to surrender her vehicle under...
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      Clarification

      What is the name of your state? Illinois Just need a little clarification...;) If you obtain new debt after your bankrupcty case has been closed, you cannot re-open your case to add that new debt, correct? I understand that new debt and new creditors cannot effect your closed bankruptcy...
    10. A

      Time?

      Couple of questions: 1.) Once your case is discharged and closed, how long do you have to re-open it if the need arises? 2.) Would anyone know that if you filed for ch 7 "no asset case" and you forget to list a creditor, would that still be discharged under the bankruptcy? I cant seem to...
    11. A

      What does this mean???

      IL My friends bankrucpty is over, but there is a part under schedule F (Creditors holding unsecured nonpriority claims) where two of the creditors have the box marked "disputed" and listed as notice only. Both creitors are from an auto accident that happened about 6 months ago. I do not know...
    12. A

      A little weird!!!

      What is the name of your state? IL First of all I just wanted to say thanks to ladynred, bigun and whos liable. My cousins bankrupcty went well and your answers helped. You guys are assets to these forums. Hope you guys don't go away!!! On to my question for a dear friend... I am truly...
    13. A

      Charges?

      What is the name of your state? IL My cousin has a pacer account and she checks it periodically to check the status of her case, is that a sign of incurring new debt or is new debt more along the lines of going out there and purchasing a new car or getting a credit card before your discharge...
    14. A

      Is It Safe???

      What is the name of your state? IL With the exception of my cousin having to amend her statement of financial affairs last week, (posted on pacer the 22nd of december and a refirmation agreement of a vehicle posted on pacer as of today), is it safe to say she is in the clear? She has not...
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      Confused at this point

      What is the name of your state? IL I was invloved in a rear end collison yesterday. Long story short, no damage to my vehicle, nor theirs, other party recieved a ticket. Police report was done, as I have learned in past experiences to get one done. At this point, car seems fine, myself as...
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      Bounced Check...

      What is the name of your state? What is the name of your state? IL Long story short my cousin has a business selling make up products. She sold some make up products to a couple that she had met. The couple had purchased items over $1,500.00 dollars. The couple paid with a check. My friend...
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      Bounced Checks...

      What is the name of your state? IL If I am in the wrong forum for this question, please let me know which one to go to. :D Long story short my cousin has a business selling make up products. She sold some make up products to a couple that she had met. The couple had purchased items over...
    18. A

      Amendments...

      What is the name of your state? IL What does it mean to amend a schedule? My cousin filed a ch 7 no asset under the old law and her mom took her off her account due to it not being her account and not contributing to the account. Her mom took her off the account probably about a week before...
    19. A

      deadlines

      What is the name of your state? IL on the sheet that the court sends out to creditors stating that the debtor has filed bankruptcy, what does it mean when it states "objection to exemptions- deadline is 30 days after the conlusion of the creditors meeting"? stupid question i know :rolleyes...
    20. A

      Debts...

      What is the name of your state? IL I know under the old chapter 7 law, I know you cannot be incurring any new debt until after your discharge, but how about if you have been hospitialzed after your 341 meeting but have not yet recieved your discharge? The person does have health insurance...

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