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    1. S

      Ok I really need some help now. Tax lein Question- Azatty, Lady...

      What is the name of your state? NC So my b/f filed bk last year before the new laws changed- pro se. He had his identity stolen several years back and contacted the credit bureas and police, and thought it was taken care of. We pulled up his reports last year, and found all this stuff is still...
    2. S

      Unlisted creditors

      What is the name of your state? NC My dumb fcuk boyfriend filed bankruptcy 10/14/05. Due to the backup and a mix up with the courts his discharge got extended another 60 days, so as of yet it's still open. Here's the problem... I'm planning to move and tried to get power on in his name. He had...
    3. S

      cease and desist letter to creditor still trying to collect after Chp 7

      What is the name of your state? NC Asking for a friend. pro se Chp7 no asset case. She had a car in her name that went down the crapper right during the period between filing and discharge. NO reaffirmation agreement. She originally planned to keep the car, and just continue making payments...
    4. S

      Forgotten creditor

      What is the name of your state? NC My fiancee is due for his discharge papers to come in the mail at any time now, for his Chapter 7 no asset case. However, he just discovered a creditor that he forgot to include. It's like a $500 bill, and would like to get this discharged, if at all...
    5. S

      Question about selling a house before bankruptcy

      What is the name of your state?NC Hello, I told my friend I would ask a question for her, on here. I don't know all the details about her case, but she has some questions about her house- she has a lien against it and they are about to foreclose. She is wanting to try to sell it before they...
    6. S

      Question about 'surrendering' a car

      What is the name of your state? NC Question that I'm freaking out about. I filed Chpt 7 pro se. I originally intended to keep my car by keeping the payments current, (no reaffirmation was signed) however I decided that I couldn't afford it. With the advise of those on here I was under the...
    7. S

      One more question about surrendering my car

      What is the name of your state? NC Last question. Any help would be..... helpful. Ok, so when I originally filed BK, I had intended to keep my car. I since changed my mind and want to surrender it. However, in the last month I've changed residences (which is not in my name, and a gated...
    8. S

      What District?

      What is the name of your state? NC How do I find out what district I am in? I've read on here that in some districts they have ruled in a no asset bk case, even if a creditor is not notified, the debt is considered discharged. I just have no idea what district I am in, and if it's the case here.
    9. S

      PACER Question

      What is the name of your state?NC Hello. Just wondering if anyone knows how long it 'usually' takes for PACER to be updated. My case was discharged on Monday (I assume) but nothing is showing in PACER as of yet. Thanks.
    10. S

      question on surrendering property

      What is the name of your state?NC Quick question... When I filed, I originally stated my intentions where to keep my car, and continue making payments. I have since changed my mind, and want to surrender the car. How do I go about that? Do I need to call the financing company (which is done...
    11. S

      Eviction and BK question

      What is the name of your state?NC Quick question. I filed BK in September, and was a little bit behind on my rent payments- but didn't include them b/c I didn't want them to think I was trying to get it wiped out and evict me. I had my creditors meeting in October, and the case gets dismissed...
    12. S

      lending with BK question

      What is the name of your state?NC I think I have decided that surrendering my car would be the best option.. However I can't be without a car. Do you think it is realistic to think that I could get a lender to approve me for a small $6k loan so I could just flat out purchase a car. I could have...
    13. S

      After 341 meeting question..

      What is the name of your state? NC Just had my meeting today. First of all, let me just say- if you file pro se (as I did) your ass gets seen last. Longest, sweatiest 4 hours of my life. Other than that I feel that I was needlessly worried. The trustee we had seemed like a funny, nice guy...
    14. S

      Odd Question...

      What is the name of your state? NC Just wondering what happens if you were up to date on your car payments- filed bankrupcty, and then didn't pay for two months, but picked back up on the 3rd month- but before your case was discharged. Do they come repo the car, or what?
    15. S

      Forgot a creditor

      What is the name of your state?NC My friend is filing pro se. She just got a note from a creditor she forgot. How do you go about adding them to your bankruptcy?
    16. S

      Automatic Stay Question

      Automatic Stay Question.. kinda. What is the name of your state? NC As of now, my car payment is up to date. I plan to keep it and keep making the payments without reaffirmation. However- I was just wondering how long the stay 'protects' me. My meeting is 10/12, with discharge being set for...
    17. S

      Do I have to- SHOULD I reaffirm car? Chpt 7.

      What is the name of your state? NC Filed Chapter 7 a few weeks ago, pro se and my lawyer [me] received this note yesterday from my car company: Dear SkankCheese: Due to the recent bankruptcy filed by the above referenced debtor who is your client, we can no longer generate monthly statements...
    18. S

      341 Meeting private

      I kow this is probably the stupidest question ever- but is the creditors meeting private? I've heard you're in a big room with everyone else that's filing bankruptcy, and then I've heard it's a one on one thing. Which one is it?
    19. S

      Will they take my next years income tax return?

      What is the name of your state? NC and by 'next year' I guess I technically mean this years, which will be filed at the beginning of 2006. I just filed Chapter 7 bankruptcy last week. I have yet to get notice of my creditors meeting, but I was wondering what the chances that the trustee will...
    20. S

      Stolen SSN and Chapter 7

      What is the name of your state? North Carolina I have another question... My boyfriend wants to file before the new laws go into effect. He has a ton of medical bills from before he had health insurance. But at the beginning of '99, somone stole his SSN, and went on a Credit Card, spending...

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