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    1. W

      Creditor rights

      What is the name of your state? Georgia Facts: I have two credit card charge offs: $2800 in 2003 (now $3600) with Cap1, $450 (now $990) in 2004 with Cap1, $1600 stafford loan(default in 2003.) I want to pay these debts off now, and can pay lump sum. I sent a certified, receipt requested...
    2. W

      Creditors Rights

      What is the name of your state?
    3. W

      Adverse Possesion

      What is the name of your state?GA A recent post had a person occupying abandoned property and paying property taxes on it. He was trying to acquire title to the property. Why did adverse possesion not apply to this case? Had he not been on the property for enough time? His possesion was...
    4. W

      Credit Card charge offs

      What is the name of your state?Georgia I promise this is a real life question, not homework. A credit card company charges off an account and the balance is $2800. Fees and interest from the collection agency(ies) bring the balance up to $3600. Any amount over $600 that is charged...
    5. W

      Debt settlement

      What is the name of your state?Georgia I had two credit card charge offs in the past, collection agencies now hold the accounts. I have the money to pay off; however, some companies offer to negotiate the debts down 50% or more. My question is are these companies legit?
    6. W

      No disbursements

      What is the name of your state?Georgia Refinanced with a "cash out" mortgage with a sub prime lender. Closing took place at my residence, on Thurs Oct 20. Closing agent was from the title insurance company. Right to cancel ended Mon Oct 24. Disbursement date Was Tu Oct 25 (this is typed in...

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