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• 1. J

     Failure to Close

     Florida. After going through all the required steps to secure a new construction loan, including the payment of a $200 application fee, I have decided that I don't want the loan. There are several reasons that I could list such as the HUD-1 figures -including the APR- being higher than the good...

     • jtwallace
     • Thread
     • Jul 15, 2006
     • Replies: 2
     • Forum: Mortgages, Refinancing & Foreclosure
  2. J

     Lowest Total Cost

     What is the name of your state? Florida. Hello, Bank of America is offering me a 5/1 ARM new construction loan for 6.125%, 7.303% APR, and payments of 1482.57. Suntrust offers the same loan for 6.25%, 6.5219% APR, and payments of 1559.68. There are no points on either loan. Both claim that the...

     • jtwallace
     • Thread
     • Jul 4, 2006
     • Replies: 9
     • Forum: Mortgages, Refinancing & Foreclosure
  3. J

     Gift tax

     What is the name of your state? Florida. What means are available to lower the gift tax when a parent gives a $117k building lot to her child and the child's spouse? There have been no previous gifts. Would it be wise for the parent to retain ownership until death when it would pass to the...

     • jtwallace
     • Thread
     • Mar 20, 2006
     • Replies: 4
     • Forum: Tax Law