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    1. K

      Insurance Coverage Declined

      What is the name of your state (only U.S. law)? Florida I'm taking my car overseas for an indefinite period of time (due to work). The car will remain on Florida plates. The car is a 2007 Nissan Murano in excellent condition with alarm and anti-theft device. My driving record is spotless...
    2. K

      Prompt Payment Act

      What is the name of your state? DC I am a Personal Services Contractor (PSC) with a US Govt Agency. Recently, I discovered that my agency had underpaid me for 2.5 years. At my request, they paid me the back pay. But they are refusing to pay the interest due under the Prompt Payment Act. They...
    3. K

      Prompt Payment Act Again

      What is the name of your state? DC I am a Personal Services Contractor (PSC) with a US Govt Agency. Recently, I discovered that my agency had underpaid me for 2.5 years. At my request, they paid me the back pay. But they are refusing to pay the interest due under the Prompt Payment Act. They...
    4. K

      Prompt Payment Act re: contractor salary

      Washington, DC I am employed by a U.S. Government agency as a contractor. I recently discovered that my agency has been underpaying me (according to the hourly rate set in my contract) for 2.5 years. The agency acknowledges this and will pay me what's owed. However, they claim they do not have...
    5. K

      Water Heater Warranty

      What is the name of your state? Washington, DC Upon returning home from vacation, I found an e-mail from my property manager saying that the water heater in an investment apartment I own had had to be replaced due to malfunction. The e-mail was about 10 days old when I read it. I immediately...
    6. K

      Time Limit for Appeals

      What is the name of your state? Florida My insurance certificate states that my insurance company must respond to appeals within 90 days. It has now been over 120 says since I filed my appeal and the insurance company has not responded. I sent the company 5 e-mails during that period...
    7. K

      Sales Tax

      What is the name of your state? Florida I just received reimbursement for the purchase of prescription medicine and it appears the insurance company has deducted the cost of the sales tax. Can they do that? I don't see anything written about this in my plan certificate? Is this common?
    8. K

      Secondary Insurance

      What is the name of your state? Florida Okay, I have another question. After six years of coverage, my insurance company out of the blue just denied coverage saying that I must submit all claims through my husband's policy first. My insurance company claims that when there is other insurance...
    9. K

      Double Payment to Hospital

      What is the name of your state? Florida After my son was admitted to the emergency room, my health insurance company erroneously identified the hospital as out of network. They never informed me of their denial and I found out four months later when I received a notice from the hospital...

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