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    1. S

      An old debt

      What is the name of your state (only U.S. law)? Massachusetts Hi all, I'm trying to help my girlfriend clean up her credit and she has a $399 debt from a phone company that is listed as Key Derogatory. In looking at her report there are three things that strike me as being odd. One: She is...
    2. S

      Contracts and Insurance

      What is the name of your state? MA Hi, I'm in the process of hiring a contractor to demo a garage. I have very little experience with this. I recieved an estimate that was affordable and told him I would like to hire him for the job. At that time I asked for proof of insurance. He told me that...
    3. S

      I never signed.

      What is the name of your state? MA Hi, I'm a contrator who provides design services. I responded to an ad for a web designer and was contacted for the job. On Friday the person e-mails me the site's content and a 7 page confidentiality and noncompete agreement. We agree to meet and discuss the...
    4. S

      partial coverage

      What is the name of your state? MA Hi, I posted a while back about problems I was having with a garage that my ins. co will no longer cover. Instead of having them cancel my entire homeowner's policy they suggested that I just restrict coverage on the garage. I understand that during the time...
    5. S

      Potential Liability

      What is the name of your state? Massachusetts Hi, Here is my situation. I am a homeowner who bought a house 5 years ago that has a 100 year old concrete garage that sits directly next to my neighbor's property. Due to a few decades of neglect the back wall is in very bad shape, so bad that my...
    6. S

      Unhappy with contractor.

      What is the name of your state? MA Hi. I hired an insulation company to blow cellulose instillation inside of the walls and attic of the 2nd and 3rd floors of my house. There was not a written contact, just an e-mailed estimate that detailed the scope of work, materials, and price ($3100). I...

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