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    1. M

      BK or OIC

      What is the name of your state? CA I owe both the state of CA and the IRS > $25K due to a lay-off and cashing in a 401K. This goes back to 2001, 2002. My assets are minimal, maybe $3k, no property. Income has been about $20 to $24K/ year, and have been unable to repay tax debt. Should I...

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