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• 1. 1

     Illegal Credit Card Practice?

     What is the name of your state? California Please help if you know the laws on this. This is regarding the practice of lowering credit limits to just under the balance on the day the finance charges are charged, without giving any notice, causing the account to be over-limit. I contacted my...

     • 1lostinparadise
     • Thread
     • Mar 20, 2008
     • Replies: 1
     • Forum: Banking & Credit Cards
  2. 1

     Pre-marriage debt responsibility

     What is the name of your state? California My questions are concerning my husband's responsibility for credit card debt on an account I opened before our marriage. He has never been listed on the account. First, some background information. I am 30 years old and, up until recently, had...

     • 1lostinparadise
     • Thread
     • Mar 17, 2008
     • Replies: 0
     • Forum: Debt Collections