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1. N
  Mortgage vs HELOAN, equivalent or is one more vulnerable if payment missed?
  
  What is the name of your state (only U.S. law)? Georgia Have (first) mortgage and HELOC. Because interest rates may go up over the term of it I want to roll them into one product with a fixed rate. Been offered a HELOAN at a good rate, and there are no additional "costs" (like a mortgage)...
  NBrazil
  
  Thread
  
  Dec 4, 2015
  
  Replies: 0
  
  Forum: Mortgages, Refinancing & Foreclosure
2. N
  Refinancing Mortgage to include HELOC, what about CC?
  
  What is the name of your state (only U.S. law)? Georgia While comparing Mortgage Refinancing options (she said a refi is fine before or after Bankruptcy, I'm rushing to do it before while my FICO score is great) a national organization is pushing me to roll as much of my CC debt into it...
  NBrazil
  
  Thread
  
  Oct 23, 2015
  
  Replies: 8
  
  Forum: Consumer Bankruptcy
3. N
  Chapter 7 - Souvenirs, folk art, religious items - have VPP, but pennies on dollar?
  
  What is the name of your state (only U.S. law)? Georgia A combination of poor (ongoing) health and medical bills that kind of kept on adding up has put me in a position of not being able to pay my bills for the first time in my 62 year life. All savings have been eaten up by it too. Several...
  NBrazil
  
  Thread
  
  Oct 19, 2015
  
  Replies: 16
  
  Forum: Consumer Bankruptcy
4. N
  Remedies if business fails to install in time for tax credit?
  
  What is the name of your state (only U.S. law)? Georgia Two months ago I signed a contract to have new windows that meet the requirements for the energy tax credit and was assured that, even with high demand, that they would be manufactured and installed before the expiration of the tax credit...
  NBrazil
  
  Thread
  
  Dec 21, 2010
  
  Replies: 13
  
  Forum: Consumer Contracts, Guarantees and Warranties
5. N
  Are beneficiaries responsible for premature distribution errors?
  
  What is the name of your state (only U.S. law)? [Florida/Wisconsin] Yeah, me again... with the tri-probate nightmare of Wisconsin, Florida and Australia being handled by a brother. Basically, my brother, who is executor, wants to make a preliminary distribution of the funds from an estate...
  NBrazil
  
  Thread
  
  Dec 8, 2010
  
  Replies: 9
  
  Forum: Probate and Personal Representatives
6. N
  Back taxes and legal fees
  
  What is the name of your state (only U.S. law)? Wisconsin/Florida/(Australia) Here's the deal. Simple will, three equal beneficiaries if anything left over. One asset, a property, which sold and the proceeds were used to immediately pay off the refinance with funds left over. The estate hired...
  NBrazil
  
  Thread
  
  Jun 25, 2010
  
  Replies: 2
  
  Forum: Probate and Personal Representatives
7. N
  Timely Probate - Any penalties if not done?
  
  What is the name of your state (only U.S. law)? Wisconsin I've "heard" (am under the impression) that probate needs to be filled within a year of the death date. This time is rapidly approaching. The executor (a brother) seems to always come up with a reason to delay the process. Perhaps, in...
  NBrazil
  
  Thread
  
  Oct 31, 2009
  
  Replies: 9
  
  Forum: Probate and Personal Representatives
8. N
  Life insurance distribution - taxable income?
  
  What is the name of your state (only U.S. law)? Georgia One of my brothers (whose legal residence was in Wisconsin - and who held dual citizenship in the USA and Australia) passed away last year. I have two other brothers, and one is the executor. He has found out that the deceased had a life...
  NBrazil
  
  Thread
  
  Oct 15, 2009
  
  Replies: 10
  
  Forum: Probate and Personal Representatives
9. N
  Debt responsibilities for siblings for a single person
  
  What is the name of your state (only U.S. law)? Me? Georgia. The Deceased - Wisconsin and dual citizenship (American/Australian) One out of 4 brothers passed away, declaring his girlfriend and another brother executors. He was unemployed at the time and had no insurance (51 years old), and was...
  NBrazil
  
  Thread
  
  Jan 26, 2009
  
  Replies: 12
  
  Forum: Probate and Personal Representatives

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