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Thank you Quincy, appreciate this. I did pull my annual report with all 3 bureaus and will double check the dates of everything. Like stated prior, one account with this merchant paid and satisfied, the defaulted one just shown as charged off. Portfolio is not found within the reports. I am...
The complaint reflects what they have from the original creditor (Assignment) so I will be starting there. Copy of the Assignment and purchase agreement. An Assignment that shows all the accounts that were purchased to make sure that my account was in the bundle purchased. I will ask for an...
I don't believe I stated that I owe "this" money. I stated that I defaulted on a card years ago. I had several cards with this merchant at different times over the years, one is satisfied and paid the other shows charged off on my credit report. I would think that if Portfolio had the account...
Alrighty then, back to square one here. They will offer me nothing solid that they own this debt. It will have to be the "legal avenue" to provide that information. From what I gather Arbitration is more of a streamlined process. Is that correct? They have the burden of proof to either a...
I appreciate the guidance on this and will contact the Clerk of Court to get moving on the request after I look at FL code that you referenced. I hope that someone helps you today. Thank you.
Based on the attached statement I have no way of telling if it is the account that I had years ago or nothing showing how they arrived at the total amount.
Florida
I was served with a complaint on 10-12-18, my Answer and Affirmative Defenses were filed with the Clerk of the Court on 10-15-18 and the Attorney signed for the Service Copies of the Answer on 10-18-18.
The Plaintiff, Portfolio Recovery Assoc, states that I owe them a debt of 7k+. The...
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