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• 1. K

     Debt collector in violation of the law?

     Oops, sorry, don't know how to use the reply function appropriately yet. I do know the different between a soft and hard pull, thanks. They pulled his credit as if they were extending us a line of credit.

     • kimr0519
     • Post #5
     • Oct 25, 2018
     • Forum: Debt Collections
  2. K

     Debt collector in violation of the law?

     A

     • kimr0519
     • Post #4
     • Oct 25, 2018
     • Forum: Debt Collections
  3. K

     Debt collector in violation of the law?

     We have not lived in this house since 2010, as per our lawyer's advice, and it was foreclosed in 2014. And how do they not have to contact me? How am I supposed to know we owe someone money without them telling us that we do? Trust me, no HOAs ever again.

     • kimr0519
     • Post #3
     • Oct 25, 2018
     • Forum: Debt Collections
  4. K

     Debt collector in violation of the law?

     To make a very long story short, the ONLY reason we know about a debt collection attempt was because of an unauthorized hard inquiry on my husband's credit. *We have had zero written correspondence OR phone calls regarding this debt* We called the credit bureau and said that that is illegal, for...

     • kimr0519
     • Thread
     • Oct 24, 2018
     • Replies: 21
     • Forum: Debt Collections