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    1. W

      PayPal

      Thanks Quincy! That will definitely help :) Update | Based on my findings, I am leaning towards: I'm submitting an amended 106 SUM because it states at the top I have to. I'm not filling out part 8 of A/B because it is not wrong on the original schedules. Form C is complete and accurate. 106...
    2. W

      PayPal

      What is the name of your state? Illinois After reviewing my petition again because I worry about everything until it comes to pass. I realized that my Paypal account that I had been receiving freelance income in (a total of $148.17 from Oct 22 to Nov 29) was not included, an error on my part as...
    3. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      I just told my husband that I wanted to do that on Sunday. I put stop payments but that costs money. Thank you so much for confirming that is in my best interest!
    4. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      Des, I borrowed $900. The loan was used to get food, winter clothes for my children, a few and I literally mean like 7 Christmas gifts for my children non of which cost more than 10 or 15 dollars, paying for and releasing my husbands totaled vehicle to the towing company, at least 4 of my...
    5. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      I feel like my life is a video game where I am constantly being told I am over encumbered. And, you are completely right. Blessings and positive things, in a time of disaster most certainly. Thanks so much Quincy! I will most certainly wait for despritfreya's words of wisdom :)
    6. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      Thank you Quincy! Trust me I don't intend and will not be taking anymore loans. I have sat down and removed anything I do not have to have or I am not in an agreement with. The 2nd job would be complicated right now considering my husband is unable to pick up our 8 month old daughter due to...
    7. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      Ok, so I will not pay the creditor and will put a stop payment on it because it is an ACH payment. The creditor has not filed anything. I am just being extra cautious and trying to be prepared for as much as possible. If everything else gets discharged except this one then I can come to some...
    8. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      If I do that. Then the collection agency currently suing me now (I requested a continuation and it will be held on February 2019) will more than likely begin wage garnishment once they win the case and more than likely they will win because I do owe the money. With my husbands recent injury...
    9. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      It is a pay day loan I believe. I pay them in installments when I get paid. Through CreditBox/Americash Loans.
    10. W

      Ch 7 - Possible Unintended Misrepresentation To Repay

      I recently filed chapter 7 bankruptcy (Mailed 12/20/18; Recieved by them 12/21/2018) . Prior to my decision to actually file the petition. My husband had a seizure totaled his car, is unable to drive and work for 6 months (11/28/18). Same week (12/2/18). I recieved a summons regarding a...

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