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• 1. N

     Rear ended at a traffic light.

     That is the very definition of wrong If I was comparing the merits of a state farm auto policy vs esurance auto policy, that would be a comparison.

     • neanderthal
     • Post #12
     • Mar 10, 2019
     • Forum: Auto Accidents and Vehicle Claims
  2. N

     Rear ended at a traffic light.

     Thank you for a more nuanced thought there.

     • neanderthal
     • Post #10
     • Mar 9, 2019
     • Forum: Auto Accidents and Vehicle Claims
  3. N

     Rear ended at a traffic light.

     No, I am not trying to compare them. I am applying the logic that justifies the insurance premium discount to a settlement. The discount on the premium is given because it saves the insurance company money. Well, my wearing all my motorcycle gear does the same. Why not get the benefit?

     • neanderthal
     • Post #8
     • Mar 9, 2019
     • Forum: Auto Accidents and Vehicle Claims
  4. N

     Rear ended at a traffic light.

     So I got a discount for something I did, that would have allowed the insurance company to recover an "asset" if it was stolen. Thereby, theoretically, costing them less money in that eventuality. And did I not "install" a helmet, motorcycle jacket, motorcycle gloves, etc on my person before I...

     • neanderthal
     • Post #6
     • Mar 8, 2019
     • Forum: Auto Accidents and Vehicle Claims
  5. N

     Rear ended at a traffic light.

     True. Also true. However, I did get a discount ($$$) on my insurance for having a theft recovery device on my bike. And my bike hadn't been stolen, yet.

     • neanderthal
     • Post #3
     • Mar 8, 2019
     • Forum: Auto Accidents and Vehicle Claims
  6. N

     Two parties with the same auto insurance company issue

     Your question/ statement doesn't make sense. Is the other party's insurance inadequate, or is it expired expired? Because "not good" isn't the right verbiage.

     • neanderthal
     • Post #4
     • Mar 8, 2019
     • Forum: Auto Accidents and Vehicle Claims
  7. N

     Insurance claiming partially my fault for their driver turning into my car

     There IS a thing called right of way, and the person in the lane ALWAYS has right of way vs the person trying to merge. You're required to make a safe lane change.

     • neanderthal
     • Post #21
     • Mar 8, 2019
     • Forum: Auto Accidents and Vehicle Claims
  8. N

     Person at fault lying on police report

     Always take pictures of your damage, their damage, their license plate, them, any broken pieces of car on the ground (the accident site) and just ask for their insurance. Since you've already got their car model and license plate you can file a claim with your insurance if they refuse.

     • neanderthal
     • Post #9
     • Mar 8, 2019
     • Forum: Auto Accidents and Vehicle Claims
  9. N

     Rear ended at a traffic light.

     Dallas, Texas. Hi all. I was rear ended on my motorcycle a few weeks ago. I was stopped at a controlled left turn, and as soon as the light went green for me to go I was hit. I am somewhat paranoid about getting hit so i'm always watching my mirrors. I didn't see the car until the split second...

     • neanderthal
     • Thread
     • Mar 7, 2019
     • Replies: 12
     • Forum: Auto Accidents and Vehicle Claims