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    1. P

      Sued by Capital One

      Ok, thanks
    2. P

      Sued by Capital One

      In the very next section VII PRAYER it states B. Plaintiff be granted judgement for the amount due C. Plaintiff be granted judgement for all cost of court. I'm confused as to how to interpret this. I would assume that their being granted judgement for all cost of the court means that I incur...
    3. P

      Sued by Capital One

      After taking the time to "thoroughly " read through the summons, I've learned that the owner of the debt is still Capital One and in section VI ATTORNEY"S FEES & POST JUDGEMENT INTEREST it states: Capital One expressly disclaims any request for attorney's fees and/or post judgement interest...
    4. P

      Sued by Capital One

    5. P

      Sued by Capital One

      Yes, thanks again, I'm off to it.
    6. P

      Sued by Capital One

      So the court date is already set for two weeks from my receipt of the summons? I guess I didn't read it closely enough. If that's the case I'll have to pull some strings to come up with the cash next week.
    7. P

      Sued by Capital One

      Bottom line is that I can't produce the settlement money for another 2-3 weeks and I'm just trying to tweak the timing.
    8. P

      Sued by Capital One

      I understand and fully intend on answering within the allotted 14 days. Furthermore I intend on paying the debt off in a timely manner no matter the outcome. I'm just thinking that if they set the court date based on the timing of my "answer" I can delay the court date a week or two by waiting...
    9. P

      Sued by Capital One

      It's probably going to take a month or so to gather my settlement funds. In lieu of that fact should I wait a week or two (14 day window)to "answer" the summons in order to delay the court date a bit thereby expanding my settlementnegotiatis window. Also, should I have the funds in hand...
    10. P

      Sued by Capital One

      Thanks
    11. P

      Sued by Capital One

      It would either be a personal loan or a secured asset loan with an institution that I've used for thr same transaction a few times. So just thtow out the offer and see what happens huh? Ok, thanks
    12. P

      Sued by Capital One

      In your opinion, what are the odds that I can garner a 50-70% settlement? Is that fairly routine? On the upside I can obtain a low interest loan to pay off the full amount if necessary. On the downside I have very low confidence in my negotiating ability. I'm assuming the amount of the...
    13. P

      Sued by Capital One

      Thanks for the feedback
    14. P

      Sued by Capital One

      Thank you
    15. P

      Sued by Capital One

      Thanks
    16. P

      Sued by Capital One

      I was under the impression that I was receiving a "summons and complaint " notice that would give me 30 days to contact the debt collector/attorney on order to attempt to settle out of court. What I received was a CITATION (Civil Citation) stating that "YOU ARE BEING SUED" and that I have 14...
    17. P

      Sued by Capital One

      I wasn't "seriously" considering an attorney but now, not at all. That's a very astute astute insight I hadn't considered. I'll definitely revisit that link and of course there's a lot of additional advice on dealing with debt collectors online as well. I'm very open to any other advice you...
    18. P

      Sued by Capital One

      Nothing worth having continually intetest compounding debt hanging over my head for the next 20 years. The wisest course of action by far is to pay. Now the question is how to most effectively deal with the collector/attorney. I'm wondering if I should deal with them directly or hire...
    19. P

      Sued by Capital One

      Thanks for your input .
    20. P

      Sued by Capital One

      If I still refuse to pay up do I go to debtors jail? What are the odds that they pursue collection even to the point of freezing my bank account which I've decided to close regardless after doing some research. Keep in mind I live in Texas which from what I understand is a VERY pro...

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