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    1. G

      Increase in 401(k) contribution

      Thanks Zigner, I understood and will not change my 401(K) contribution: eat little more food every day than increasing that 401(k) contribution Thanks Paddywakk: I already answered it above. By the way, creditor can get my money if they can and I have no obligation to pay that voluntarily. There...
    2. G

      Increase in 401(k) contribution

      Sorry, I cannot discuss those details here.
    3. G

      Increase in 401(k) contribution

      Yes, I do not wish to pay that 3% to creditor, sorry for my poor wording in my earlier communication(s).
    4. G

      Increase in 401(k) contribution

      I cannot pay, sorry, I cannot explain here (simply: we are very tight on our budget). I have several other financial obligations which also I cannot explain here. Also I cannot file bankruptcy. I wish to increase the 401(k) contribution to 8%, if and only if that will not create any...
    5. G

      Increase in 401(k) contribution

      It was around 10,000, and increasing with around 4% interest. My monthly salary is around 2,000.
    6. G

      Increase in 401(k) contribution

      Appreciated! My intent is not to shield money but to prepare for my retirement life, at which time I have no money to survive except this 401(k) savings. My intent therefore it is not to "hinder, delay, or defraud the creditor". 5% is the minimum I have to contribute from my side in that...
    7. G

      Increase in 401(k) contribution

      Appreciated!! Let me focus on one thing: Assume that, now, I increase the 401(k) contribution to the same old level (please do not focus on my head-of-family status: it may be true or not, but the court has not decided this). Whether this increase will also be treated as fraudulent conversion...
    8. G

      Increase in 401(k) contribution

      Thanks!!! I incorrectly stated fraudulent conversion Chapter 222 and I am sorry. The correct citation is 222.30 Fraudulent asset conversions: http://www.leg.state.fl.us/statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=0200-0299/0222/Sections/0222.30.html Any conversion by a...
    9. G

      Increase in 401(k) contribution

      Hypothetically, if I am not head-of-family then: will the proposed increment in my 401(k) contribution to the same old level of 8% will be considered as fraudulent transfer or fraudulent conversion? If I am going beyond 8% then the creditors may successfully argue that I did fraudulent...
    10. G

      Increase in 401(k) contribution

      Thank you! Yes, I provide more than half of support to my wife. She has no job and she depends on me financially. Is it enough for me to claim I am head-of-family? I am thinking that I am but your feedback will certainly help me. Also I read at...
    11. G

      Increase in 401(k) contribution

      What is the name of your state? Florida I was facing a lawsuit filed in 2016 and lost it in 2020. have no assets to pay to the creditor as I have been doing a single job and I am head-of-family, my wife and children depends on me for financial help. I collect each pay check from my employer...

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