I found a way to reduce it to $325 owed! But, I don't want to file incorrectly if wrong, so want to be sure I'm doing it right.
Here's my numbers for my SSA-1099:
* Paid out in 2022: $70,945
* $22,116 for 2021, but paid in 2022
* $21,828.00 for 2020, but paid in 2022
* $ 3,582 for 2019...