What is the name of your state? MI
I had a credit card account go delinquent in November 1994. Asset Acceptance LLC purchased the debt in 2000. And was able to obtain a default judgment on 1/16/01. They are now attempting to garnish my wages which is how I learned about the original judgment.
(1) I had moved to Illinois in 2000 so I never received a summons.
(2) Also the judgement NEVER showed up on any of my credit reports (How can that happen??)
My main question is how do you measure the elapsed time for an SOL defense? Does it end when they first file with the court, or is it the actual date the judgment is final (ie 1/16/01 above).
Thanks in advance
I had a credit card account go delinquent in November 1994. Asset Acceptance LLC purchased the debt in 2000. And was able to obtain a default judgment on 1/16/01. They are now attempting to garnish my wages which is how I learned about the original judgment.
(1) I had moved to Illinois in 2000 so I never received a summons.
(2) Also the judgement NEVER showed up on any of my credit reports (How can that happen??)
My main question is how do you measure the elapsed time for an SOL defense? Does it end when they first file with the court, or is it the actual date the judgment is final (ie 1/16/01 above).
Thanks in advance
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