Tammie1961
Junior Member
What is the name of your state? TENNESSEE
Is it legal for someone to deduct a payment from your checking account without prior authorization? Situation: My sister's husband has recently been sent to prison and he was living in a travel trailer they had purchased together. He had not been making payments and my sister called the bank and told them to pick it up because she could not pay for it (She is a single parent to 5 under 18, and she is now raising her 1, 2, & 4 yr old grandchildren). Instead of picking it up, they took the payment out of her checking account. She asked the local bank rep to call and check on this for her, and they were told that because she has a checking account with the same bank that made the loan they DO NOT have to ask, they can deduct the payment at any time without even notifying her first. Now, this is causing her to have bounced checks. What is the best thing for her to do now?
Is it legal for someone to deduct a payment from your checking account without prior authorization? Situation: My sister's husband has recently been sent to prison and he was living in a travel trailer they had purchased together. He had not been making payments and my sister called the bank and told them to pick it up because she could not pay for it (She is a single parent to 5 under 18, and she is now raising her 1, 2, & 4 yr old grandchildren). Instead of picking it up, they took the payment out of her checking account. She asked the local bank rep to call and check on this for her, and they were told that because she has a checking account with the same bank that made the loan they DO NOT have to ask, they can deduct the payment at any time without even notifying her first. Now, this is causing her to have bounced checks. What is the best thing for her to do now?