P
peteo
Guest
What is the name of your state? Mass
Hi, a few days ago a dead tree fell on top of my car.
I have basic insurance on my car so my car insurance will not cover the damages. The tree was on an apartment complex where I have residence. The place where I was parked was not owned by the apartment complex. I talked to The owner of the complex, who also saw that the tree fell on my car. He gave me his insurance company. Heres where the fun begins.
First they want me to get 2 damage appraisals, and they will NOT send any one out to look at the car. (can they force me to get 2 appraisals?)
2) They said if the car is totaled they will only pay 75%, that is of course if its proven that a tree hit my car and they are at fault
3) They want to see where the car was parked (like it matters) and it will take them a week to do this.
4) As of right now they don’t be live their client is at fault.
Now I talked to people who live in a house behind the complex. Their fence also got hit by the tree. They said that the told the complex owner a year ago that their landscaper said the tree was dead and should be removed.
The complex owner seemed really nice and wanted the situation taken care of, but his insurance company is being very hard to work with.
So what is your take on this, should the insurance company pay for the damage? Does it matter where my car was parked? (Been parking there for 5 years)
Is it lawful for them to only pay 75% of the totaled value (it sis not car insurance that is paying for this).
Is it normal for them to request 2 appraisals and not do one of their own?
Hi, a few days ago a dead tree fell on top of my car.
I have basic insurance on my car so my car insurance will not cover the damages. The tree was on an apartment complex where I have residence. The place where I was parked was not owned by the apartment complex. I talked to The owner of the complex, who also saw that the tree fell on my car. He gave me his insurance company. Heres where the fun begins.
First they want me to get 2 damage appraisals, and they will NOT send any one out to look at the car. (can they force me to get 2 appraisals?)
2) They said if the car is totaled they will only pay 75%, that is of course if its proven that a tree hit my car and they are at fault
3) They want to see where the car was parked (like it matters) and it will take them a week to do this.
4) As of right now they don’t be live their client is at fault.
Now I talked to people who live in a house behind the complex. Their fence also got hit by the tree. They said that the told the complex owner a year ago that their landscaper said the tree was dead and should be removed.
The complex owner seemed really nice and wanted the situation taken care of, but his insurance company is being very hard to work with.
So what is your take on this, should the insurance company pay for the damage? Does it matter where my car was parked? (Been parking there for 5 years)
Is it lawful for them to only pay 75% of the totaled value (it sis not car insurance that is paying for this).
Is it normal for them to request 2 appraisals and not do one of their own?