I find out today if the magistrate will take the case in small claims court.
What type of lawyer would you recommend if i want to hire someone to peruse the case for me?
Generally lawyer aren't allowed in small claims court. It is sort of the point.
It doesn't matter what court it is - the same type of attorney should be dealing with the case.
Again, filing a lawsuit right now could be premature. The attorney you see can discuss the timing of a suit in more depth when you meet with him/her.
There are (at least) 23 class action suits already filed against Equifax as a result of the data breach. It can be helpful for those leaning toward filing a personal action to see what these suits are claiming and how Equifax responds to the claims. A personal action can benefit from knowing the arguments made on both sides.
Last edited by quincy; 09-14-2017 at 03:48 PM.
Thank you everyone.
The crutch of my argument for damages is that i don't accept the terms they are offering me as compensation because my information was exposed to hackers (one year of a credit monitoring service they choose)
I would like to have the option to choose a company I trust to monitor my credit, and to have the opportunity to renew with them indefinitely. I choose one that is very expensive for a term of 20 years, and i am requesting that amount in damaged.
What do you guys think of that argument?
Last edited by Hopkins21; 09-14-2017 at 06:00 PM.
As to ordering special services from any of these agencies (such as credit monitoring), whether to do so or not is (and always has been) a consumer's choice. You do not have to pay Equifax for their monitoring service. You don't have to pay anyone or any entity to monitor your credit. You can do it yourself.
If you paid Equifax to monitor your credit and they failed to comply with the terms of the agreement, that is an additional legal issue - separate from the recent data breach.