Is this going to effect my insurance?

[Lightning11]

Im from NJ. I got pulled over today for doing 80+ on the highway. The cop who pulled me over let me off kind of easy and just gave me a "Obstruction of windshield for vision" ticket, which is a 54$ fine and 0 points (apparently). Im just wondering how this will effect my insurance.

 

[HighwayMan]

Ask your insurance company.

 

[adjusterjack]

If you can see it on your driving report, your insurance company can see it, too.

 

[FlyingRon]

There's no statutory insurance scoring/rate setting in NJ (though the insurance system is pretty darned corrupt to begin with, the problem with having the state legislature primariliy populated with personal injury attorneys). It is entirely up to your insurance company. What won't happen as a result of an equipment violation ticket is that you'll be subject to any points or potential state surcharges (that kick in at six points).

 

[HighwayMan]

If you can see it on your driving report, your insurance company can see it, too.

Of course, that doesn't mean that they care about that type of violation.