A
ALITY
Guest
What is the name of your state? Illinois
I was contacted today by an investigator in Indiana that said he was trying to collect on two checks that I wrote on a closed account from 12/92. He faxed me copies of both checks and it said "refer to maker" on the front of them. He told me I needed to pay both checks, $25.00 overdraft charges the store received and $80 for processing charges. This store went bankrupt in 1998 I believe. First of all, how do I know he is legitimate and will pay the store for the amounts and can he charge $80 for processing charges. He told me this was a fraud case and if I didn't send him a money order or EBTfor the full amount that he would file this in court to make sure that I do not get another bank account. He said nothing could be done criminally and that if I went to court I would pay four times that amount plus court costs. I will pay the store the amount that I owe but don't feel he is going to do that. This is the first that I knew about the debt and have lived in this location for ten years so it isn't that hard to locate me. All I have is the copies of the checks and a fax cover sheet. He mentioned that the statute of limitations on bankrupt companies recovering these types of things has not expired. I moved suddenly and closed the account without seeing if the checks had cleared. He also told me that the account was closed but that is not what the check copies state. I didn't get contacted from the bank at all that I remember. Also, should I contact an attorney to call him and deal with him rather than me. He makes me feel uncomfortable. Thanks to all for your assistance.
I was contacted today by an investigator in Indiana that said he was trying to collect on two checks that I wrote on a closed account from 12/92. He faxed me copies of both checks and it said "refer to maker" on the front of them. He told me I needed to pay both checks, $25.00 overdraft charges the store received and $80 for processing charges. This store went bankrupt in 1998 I believe. First of all, how do I know he is legitimate and will pay the store for the amounts and can he charge $80 for processing charges. He told me this was a fraud case and if I didn't send him a money order or EBTfor the full amount that he would file this in court to make sure that I do not get another bank account. He said nothing could be done criminally and that if I went to court I would pay four times that amount plus court costs. I will pay the store the amount that I owe but don't feel he is going to do that. This is the first that I knew about the debt and have lived in this location for ten years so it isn't that hard to locate me. All I have is the copies of the checks and a fax cover sheet. He mentioned that the statute of limitations on bankrupt companies recovering these types of things has not expired. I moved suddenly and closed the account without seeing if the checks had cleared. He also told me that the account was closed but that is not what the check copies state. I didn't get contacted from the bank at all that I remember. Also, should I contact an attorney to call him and deal with him rather than me. He makes me feel uncomfortable. Thanks to all for your assistance.