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dcc
Guest
What is the name of your state? WI
I was discharged 3 months ago.
My car was getting to need more and more work so I sol di tand bought a new one on Sat.
I had financing all lined up with a capital one blank check, I took it in and the dealer would not accept it, so he got me a better rate with Chase, said I was apporoved and all was finished, so I thought.
Today I get home and have a message that sounds urgent, he said in it that he had some questions becasue there is an issue with the bank.
I called him back and he couldn't talk, I asked him what he needed to know, and what the issue was, he said, no issue I just have some questions they need to know, I'll call you in 10 min.
I called him back over an hour later(clocks must not work at the dealer). Someone else said that the bank wants to know why I declared BK, and that the other guy says not to worry they are taking care of it.
So whats the deal? was I approved by the bank? Can they approve me 1 day then say we changed our minds, you have to take the car back to the dealer? Or do dealers do this where they say your approved when your not really approved, just pre approved, with a final decision made based on further investigation? Is there a chance I will have to take the car back?
I was discharged 3 months ago.
My car was getting to need more and more work so I sol di tand bought a new one on Sat.
I had financing all lined up with a capital one blank check, I took it in and the dealer would not accept it, so he got me a better rate with Chase, said I was apporoved and all was finished, so I thought.
Today I get home and have a message that sounds urgent, he said in it that he had some questions becasue there is an issue with the bank.
I called him back and he couldn't talk, I asked him what he needed to know, and what the issue was, he said, no issue I just have some questions they need to know, I'll call you in 10 min.
I called him back over an hour later(clocks must not work at the dealer). Someone else said that the bank wants to know why I declared BK, and that the other guy says not to worry they are taking care of it.
So whats the deal? was I approved by the bank? Can they approve me 1 day then say we changed our minds, you have to take the car back to the dealer? Or do dealers do this where they say your approved when your not really approved, just pre approved, with a final decision made based on further investigation? Is there a chance I will have to take the car back?