What is the name of your state?OH
My 341 for BK 7 was today. Trustee asked several questions. It lasted 5 minutes but he really hurried through it.
All forms accurate? Yes
Is this your signature?Yes
Does your wife work? No
Why didn't you include your wife on BK? ans. She doesn't work and all loans in my name.
How did you get in debt? Opened too much credit years ago, mismanaged spending, only paid minimums, had a few setbacks with cars and house,etc.
Reaffirming both cars and house? Yes.
How did I come up with values for cars and house? NADA for cars, County sales for homes, used home comparables in area, like, kind homes that sold in past year, etc.
Have stock, IRAs, 401K, inherit any money, anyone owe you money? Have 401k but have depleted to under $1,000 from $9,000 to pay bills and get caught up on house and cars in 2004.
The only thing he requested was a copy of my 2004 tax return. He also stated to notify my atty if I get back $2,000 or more on both State and Federal tax returns combined.
He also said, "boy, you have a lot of debt"
My Atty feels everything will be fine.
Will the trustee be calling for more info like bank statements, etc??
What can I expect now?
Please advise..
Thanks!
My 341 for BK 7 was today. Trustee asked several questions. It lasted 5 minutes but he really hurried through it.
All forms accurate? Yes
Is this your signature?Yes
Does your wife work? No
Why didn't you include your wife on BK? ans. She doesn't work and all loans in my name.
How did you get in debt? Opened too much credit years ago, mismanaged spending, only paid minimums, had a few setbacks with cars and house,etc.
Reaffirming both cars and house? Yes.
How did I come up with values for cars and house? NADA for cars, County sales for homes, used home comparables in area, like, kind homes that sold in past year, etc.
Have stock, IRAs, 401K, inherit any money, anyone owe you money? Have 401k but have depleted to under $1,000 from $9,000 to pay bills and get caught up on house and cars in 2004.
The only thing he requested was a copy of my 2004 tax return. He also stated to notify my atty if I get back $2,000 or more on both State and Federal tax returns combined.
He also said, "boy, you have a lot of debt"
My Atty feels everything will be fine.
Will the trustee be calling for more info like bank statements, etc??
What can I expect now?
Please advise..
Thanks!