last week I was notified that I had bounced 2 checks five years ago. one check number was not even one in my check book then and was a place I do not think I have ever been to. the other i do not think is mine either. I did bounce several checks over 5 years ago and one was to one of the establishments mentioned , but was a different amount. I was contacted by check systems and paid them. since then, until today I have not heard a word from any one. I have checked my credit report and no checks have shown up on it, though they may have added these two. I have a new checking account now at another bank. when opening it they researched and found no outstanding checks. I have had no trouble cashing checks etc. until this week, when a check of my mothers was denied. when she contacted check systems they said I had an outstanding check and she was associated with me. my mother has never bounced a check and has excellent credit. is all this legal. I have contacted the bank to see if they can find the checks concerned--this was 10 days ago and so far I have not heard anything from them. what legal rights do I have, what should I do?