C
cali
Guest
I have an issue with a reposesion. I have been cleaning up my credit for 2yrs now,and my last thing is the reposesion. I had it investigated through the credit company to dispute amount owing.this reposesion has been on my account for 7yrs, I wanted to know exact amount so when the investigation was completed, It was deleted from my file(I was happy for a day), The following day I recieved a letter stating that the repo was re-instated. It was for a lesser amount than the original report.I called to pay off and they informed me that I owed twice the amount then what was just updated.We contacted the agency that has my account and asked for proof that we owed the amount they say we owe,They will not provide any proof that we owe that much.Also it is now on my report for another 7yrs.
Is there anyway to get this removed from my credit without paying what they say we owe over the phone,and just that on the credit report?
Can this actually be put on my credit for more than 7yrs?
If they cannot prove anything or have anything (papertrail)to show, Can this be deleted?
Thankyou for your time.
------------------
JW
Is there anyway to get this removed from my credit without paying what they say we owe over the phone,and just that on the credit report?
Can this actually be put on my credit for more than 7yrs?
If they cannot prove anything or have anything (papertrail)to show, Can this be deleted?
Thankyou for your time.
------------------
JW