C
catina
Guest
What is the name of your state? Indiana
I placed an ad on a classified site for an item. I received a response and the man wanted to send me a cashiers check he was to include the amount for pick up, he stated that he was out of town on a buisness trip and a friend would picking it up for him, I was given an address to send the money by western union so he could come pick the item up. I have never dealt with cashiers checks, but anyways I received the check and took it to my local bank they told me it would be held for around 3-7 days to make sure the funds were available. After the 4th day they told me it had cleared so I took all out but the amount I was to receive. I sent the rest western union, I receive a call today saying the check was returned and it was counterfiet and that I was expected to repay all of the money to the bank. I do not understand how they could hold the check and let it clear when it was counterfiet, there were no funds available for it to clear. I asked the lady at my bank how it could have cleared with no funds available she said they do not check to see if they are counterfiet. I just don't understand how they thought funds were there when it was counterfiet. Now I am guessing that there is nothing I can to about this other then pay it back, I received $400.00 and they received $3,000.00 . Any advice would be helpful...EVERYONE PLEASE BE VERY CAREFUL.
I placed an ad on a classified site for an item. I received a response and the man wanted to send me a cashiers check he was to include the amount for pick up, he stated that he was out of town on a buisness trip and a friend would picking it up for him, I was given an address to send the money by western union so he could come pick the item up. I have never dealt with cashiers checks, but anyways I received the check and took it to my local bank they told me it would be held for around 3-7 days to make sure the funds were available. After the 4th day they told me it had cleared so I took all out but the amount I was to receive. I sent the rest western union, I receive a call today saying the check was returned and it was counterfiet and that I was expected to repay all of the money to the bank. I do not understand how they could hold the check and let it clear when it was counterfiet, there were no funds available for it to clear. I asked the lady at my bank how it could have cleared with no funds available she said they do not check to see if they are counterfiet. I just don't understand how they thought funds were there when it was counterfiet. Now I am guessing that there is nothing I can to about this other then pay it back, I received $400.00 and they received $3,000.00 . Any advice would be helpful...EVERYONE PLEASE BE VERY CAREFUL.