accident uninsured motorist

[jfrsheri]

have been in auto accident. 100% found not at fault. other driver unisured. my insurance is taking care of all expences. my policy is a 50,000/100,000. per person per incident. i would like to know what the max is i can ask for? o.k. does not cover vehicles on liabilty. need an idea on pain and suffering, have permanent nerve damage and 25% loss of mobitly in wrist, also a brake in the same wrist which was not diagnosed for 3 month. now 7 month later finally released from phisician with pain still. injury will heel in time. i can no longer hold a rifle to hunt nor reel a fishing ploe. i am trying to do this without an attorney so know lectures on this. if insurance company battle gets bad then will hire one. just looking for input jfr

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by jfrsheri:
have been in auto accident. 100% found not at fault. other driver unisured. my insurance is taking care of all expences. my policy is a 50,000/100,000. per person per incident. i would like to know what the max is i can ask for? o.k. does not cover vehicles on liabilty. need an idea on pain and suffering, have permanent nerve damage and 25% loss of mobitly in wrist, also a brake in the same wrist which was not diagnosed for 3 month. now 7 month later finally released from phisician with pain still. injury will heel in time. i can no longer hold a rifle to hunt nor reel a fishing ploe. i am trying to do this without an attorney so know lectures on this. if insurance company battle gets bad then will hire one. just looking for input jfr<HR></BLOCKQUOTE>

My response:

Okay. No lectures. We don't know your State. We don't know your U.M. Limits. But, that's all moot anyway, because you're going to handle this yourself, and wind up getting the shaft. To tell you each and every step, and each and every procedural requirement, or to tell you what to do or say, what not to do or say, and when to do or say, is difficult at best, and impossible at worst. Get an attorney . . . oops !! I was starting to "lecture." Sorry, that's my job.

IAAL



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By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[jfrsheri]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by I AM ALWAYS LIABLE:
My response:

Okay. No lectures. We don't know your State. We don't know your U.M. Limits. But, that's all moot anyway, because you're going to handle this yourself, and wind up getting the shaft. To tell you each and every step, and each and every procedural requirement, or to tell you what to do or say, what not to do or say, and when to do or say, is difficult at best, and impossible at worst. Get an attorney . . . oops !! I was starting to "lecture." Sorry, that's my job.

My state is Oklahoma and my insurance is a 50,000/100,00 policy PER PERSON PER INCIDENT with no coverage for vehicle OKLAHOMA ONLY COVERS VEHICLE ON FULL COVERAGE NOT UNISURED MOTORIST
<HR></BLOCKQUOTE>

 

[lars coltrane]

To be honest, I still don't understand if you have uninsured motorist coverage or not.

But, since you have a 50/100 policy, assuming that it is the same as a u.m. policy, you are limited to the terms of your policy which is 50 per person.

Have you talked to a lawyer? If you, not really should. There may be other issues that you are not aware of.

 

[I AM ALWAYS LIABLE]

<BLOCKQUOTE><font size="1" face="Arial, Helvetica, Verdana">quote:</font><HR>Originally posted by lars coltrane:
To be honest, I still don't understand if you have uninsured motorist coverage or not.

But, since you have a 50/100 policy, assuming that it is the same as a u.m. policy, you are limited to the terms of your policy which is 50 per person.

Have you talked to a lawyer? If you, not really should. There may be other issues that you are not aware of.<HR></BLOCKQUOTE>

My response:

These were my thoughts exactly. But, he specifically said, "No lectures." Then, when he wrote back, I knew this guy didn't have a clue, so I just left it alone, saying to myself, "Self - - this guy will just have to learn the hard way."

Good to see you're around, Lars.

IAAL



------------------
By reading the “Response” to your question or comment, you agree that: The opinions expressed herein by "I AM ALWAYS LIABLE" are designed to provide educational information only and are not intended to, nor do they, offer legal advice. Opinions expressed to you in this site are not intended to, nor does it, create an attorney-client relationship, nor does it constitute legal advice to any person reviewing such information. No electronic communication with "I AM ALWAYS LIABLE," on its own, will generate an attorney-client relationship, nor will it be considered an attorney-client privileged communication. You further agree that you will obtain your own attorney's advice and counsel for your questions responded to herein by "I AM ALWAYS LIABLE."

 

[lars coltrane]

Its good to be around.

Keep up the great work.